British Columbia property tax relief programs
3 provincial programs and 82 municipal programs in the 28 British Columbia municipalities we cover. Each program decides its own eligibility; follow the official links.
Provincial programs
Home owner grant
The B.C. home owner grant reduces the property taxes owners pay on their principal residence. For 2026 the full grant is available on properties assessed at $2,075,000 or less, with a higher additional grant for seniors, veterans and people with disabilities.
Low income grant supplement for seniors
A B.C. supplement for low-income seniors whose home owner grant is reduced or eliminated because their home is assessed above the $2,075,000 grant threshold. Most recipients get a cheque for $845 ($1,045 in a northern or rural area) for 2026.
Property tax deferment program
B.C.'s property tax deferment program is a provincial loan that pays an eligible owner's current-year property taxes, secured by a lien on the home. Taxes deferred for 2026 and later carry compound interest at prime plus 2%, 6.45% throughout 2026.
Municipal programs
Targeted land assessment averagingVancouver
Phases in tax increases for Class 1, 5 and 6 properties whose taxable value rose more than a Council-set threshold: City and other authorities' taxes are calculated on the average of current and prior four years' assessed land value plus current improvement value, limited to the threshold. 2026 Class 1 threshold: 3.99628% (approved March 10, 2026). The main tax notice shows a taxable land value different from the assessed land value when averaging applies.
Home owner grantVancouver
Provincial grant that reduces property tax on a principal residence; for 2026 it had to be claimed by July 3, 2026 to avoid the 5% penalty, and may be claimed once the main tax notice is received.
Property tax defermentVancouver
BC government loan to pay property taxes; the City says the deferment application or renewal must be completed by the main tax due date (July 3, 2026) to avoid a 5% penalty. Not available for the Empty Homes Tax.
Home owner grantSurrey
Provincial grant that reduces property tax on a principal residence; apply online with the Province once the May tax notice arrives, by July 2, to avoid late penalties on the grant amount.
Property tax deferment (Regular Program and Families with Children Program)Surrey
Provincial program to defer property taxes; all applications and renewals are online with the Province (the City does not accept paper applications). User fees (water, sewer, waste, secondary suite fees) cannot be deferred and the home owner grant must still be claimed.
Home owner grantBurnaby
Provincial grant that reduces property tax on a principal residence; must be claimed by the property tax due date or it becomes outstanding current taxes subject to penalty. The City's page cites a grant threshold of $2,075,000 (reduced grant above). City minimum tax: owners receiving the regular grant of $570 must pay a minimum tax of $350 plus water and sewer use charges; with regular and additional grants totalling $845, the minimum is $100 plus water and sewer use charges.
Property tax deferment (regular program and families with children program)Burnaby
Provincial program to defer property taxes; the home owner grant must still be claimed by the due date. From 2027 the Sewer Parcel Tax moves to the utility notice and can no longer be deferred.
Home owner grantRichmond
Provincial grant that reduces property tax on a principal residence. The City's page cites a basic grant of up to $570 and an additional grant (65 years and older) of up to $845, with minimum property tax of $350 (basic) and $100 (additional). The Province states the 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value above it. It must be claimed with the Province each year by the tax due date (July 2, 2026); unclaimed grants are treated as unpaid current taxes and subject to penalty.
Property tax deferment (families with children; age 55 and older, surviving spouses and people with disabilities)Richmond
Provincial low-interest loan program to defer annual property taxes; applications or renewals must be completed with the Province by the due date (July 2, 2026) to avoid penalty. The City states that taxes deferred for 2026 and later years carry compound interest at prime plus two per cent (prime minus two per cent simple interest for 2025 and earlier years). PAWS participants who want to defer must ask the City to cancel their monthly withdrawals.
Home Owner GrantAbbotsford
Reduces property taxes on a principal residence. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold (City newsletter: basic grant eliminated at $2,189,000, additional/senior grant at $2,244,000). Claim by the July 2, 2026 due date to avoid penalty on the unclaimed amount.
BC Property Tax Deferment Program (Regular and Families with Children)Abbotsford
Low-interest loan that pays annual property taxes on a principal residence for owners meeting provincial criteria. The tax account must be up to date; Solid Waste & Recycling fees and Infrastructure Fees for Additional Suites cannot be deferred and must be paid to the City. Amounts deferred for 2026 onward use compound interest and higher rates.
Property Tax Prepayment PlanAbbotsford
10 monthly pre-authorized debits (August 15 to May 15) toward next year's taxes; no cost to join and interest is paid on pre-paid amounts.
Home Owner GrantCoquitlam
Reduces property taxes on a principal residence. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Apply before the July 2, 2026 due date to avoid penalty.
BC Property Tax Deferment ProgramCoquitlam
Loan program to defer current-year property taxes on a principal residence; two programs: families with children, and people aged 55 and older, surviving spouses or persons with disabilities. The Province changed the interest terms for 2026.
Property Tax Prepayment PlanCoquitlam
10 monthly withdrawals (August 1 to May 1) held on the tax account toward next year's property tax bill.
Home Owner GrantKelowna
Reduces property taxes on a principal residence. The City states the 2026 program provides Kelowna owners basic grants of $770 and an additional $275 for eligible seniors, veterans, persons with a disability, those living with a spouse or relative with a disability, or the spouse or relative of a deceased owner. The 2026 grant threshold is $2,075,000, with the grant reduced by $5 per $1,000 of assessed value above it. Claim by July 2, 2026; allow up to 3 business days for an approved grant to be applied.
BC Property Tax Deferment ProgramKelowna
Loan to pay current-year property taxes on a principal residence; cannot cover prior-year taxes, penalties or interest, or City utility charges. The Province changed interest terms for amounts deferred from 2026.
Pre-Authorized Withdrawal System (PAWS)Kelowna
Monthly automatic prepayment of next year's taxes (July to May), earning interest at Royal Bank prime less three per cent (minimum 0.4 per cent), credited to the tax account.
Home Owner GrantTownship of Langley
Provincial grant that reduces property tax on a principal residence; apply each year online at gov.bc.ca/homeownergrant or by phone at 1-888-355-2700, by the tax due date to avoid penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. The regular grant is $0 above $2,189,000 and the additional grant (e.g. seniors, veterans, persons with disabilities) is $0 above $2,244,000. The Township notes that Fraser Valley Regional Library offers free Book a Librarian appointments to help with online claims.
BC Property Tax Deferment ProgramTownship of Langley
Provincial loan program that lets eligible homeowners (55 or older, surviving spouses, persons with disabilities, or families with children) defer current-year property taxes. Compound interest applies to taxes deferred for 2026 and later (simple interest for 2025 and earlier). The Township notes that water, sewer and garbage user fees, any outstanding prior-year taxes and the home owner grant claim cannot be deferred and must be dealt with by the due date (July 2, 2026) to avoid penalty.
Pre-Authorized Debit Plan (PAD)Township of Langley
Prepay next year's property taxes by automatic debit; apply by emailing the PAD application and a voided cheque (PDF) to [email protected].
Home Owner GrantSaanich
Provincial grant that reduces property tax on a principal residence; apply each year online or by phone at 1-888-355-2700, before the tax due date to avoid penalties and interest. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Higher 'additional grant' for seniors, veterans and persons with disabilities. In 2026 the District ran a help kiosk at the Municipal Hall through September 1, 2026.
BC Property Tax Deferment ProgramSaanich
Provincial loan program that lets eligible homeowners (55 or older, surviving spouses, persons with disabilities, or families with children) defer current-year property taxes; apply or renew with the Province before the tax due date. Compound interest applies to taxes deferred for 2026 and later (simple interest for 2025 and earlier).
Property Tax Pre-Authorized Payment PlanSaanich
Optional plan for monthly automatic prepayments toward the upcoming year's taxes (10 withdrawals, August to May). Prepayment interest is paid on the credit balance at 3% below bank prime rate on December 15 of the preceding year, calculated to the July due date. Any remaining balance must be paid by the due date; refunds are not available on the plan.
Home Owner GrantDelta
Provincial grant that reduces property tax on a principal residence; apply each year online through the Province (gov.bc.ca/homeownergrant), including retroactive grants for the previous year. Delta's page states the maximum basic grant is $570, and that owners eligible for the basic grant who are 65 or older (or otherwise qualifying) may be eligible for an additional grant of $275. The Province's 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold.
BC Property Tax Deferment ProgramDelta
Provincial loan program that lets eligible homeowners defer property taxes until they sell or transfer the home; apply or renew online with the Province by the tax due date. Delta notes that the Province's 2026 Budget raised the interest rate from prime minus 2% to prime plus 2% and changed simple interest to compound interest for amounts deferred in 2026 and later.
Pre-authorized withdrawal (prepayment plan)Delta
Automatic monthly transfers to prepay next year's property taxes and flat-rate utilities, earning interest at the Royal Bank of Canada prime lending rate less 4%. Sign up with the Pre-Authorized Withdrawal Form sent to [email protected].
Home Owner GrantNanaimo
Reduces property tax on a principal residence. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Nanaimo tax notices show amounts payable with no grant, the regular grant and the additional grant (e.g. owners 65 or older). An unclaimed grant amount is subject to the City's late-payment penalty.
BC Property Tax Deferment ProgramNanaimo
Low-interest loan that pays annual property taxes on a principal residence for owners meeting provincial criteria. For taxes deferred for 2026 and later years, compound interest is charged. Nanaimo notices show a deferral credit for owners enrolled in automatic renewal; an application received by the Province after the due date may lead to late-payment penalties.
Pre-Authorized Withdrawals (PAWS)Nanaimo
Optional plan that prepays property taxes by automatic monthly withdrawals on the 15th; interest earned on prepayments is credited on the tax notice. Changes for the May 15 and June 15 prepayments must be received by April 30.
Home Owner GrantKamloops
Provincial grant that reduces property tax on a principal residence; an application is required each year. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Unclaimed or late grants are treated as unpaid taxes and receive the 10% penalty.
BC Property Tax Deferment ProgramKamloops
Low-interest loan that pays annual property taxes on a principal residence for owners meeting provincial criteria (for example age 55 or older, surviving spouse, person with disabilities, or a parent supporting a child). For taxes deferred for 2026 and later years, compound interest is charged.
Tax Installment Plan Service (TIPS)Kamloops
Optional monthly prepayment plan for next year's taxes: automatic withdrawals on the first business day on or after the 15th, July 15 to May 15 (up to 11). The City pays interest on deposits at 4% below the Bank of Canada prime lending rate, to a maximum of 1.5%. Current-year taxes must be paid in full to apply; returned payments cost $25.
Home Owner GrantChilliwack
Provincial grant that reduces property tax on a principal residence; an application is required each year. 2026 phase-out threshold: assessed value of $2,075,000; the grant is reduced by $5 for every $1,000 over the threshold; the regular grant amount is $0 if the value is over $2,189,000 and the additional grant amount is $0 if it is over $2,244,000. To avoid the July penalty on the grant portion, the application must be submitted by July 2, 2026 (and by August 4, 2026 to avoid the second penalty).
BC Property Tax Deferment ProgramChilliwack
Low-interest loan to pay current-year property taxes on a principal residence for owners meeting provincial criteria. For taxes deferred for 2026 and later years, compound interest is charged.
Property Tax Prepayment PlanChilliwack
Monthly automatic prepayments (on the 15th) toward next year's taxes; the prepayment account earns interest, which the City describes as income tax free. Payments can be as low as $25/month, rounded to the nearest $5; taxes must be up to date to join; a $25.00 charge applies to payments the bank does not honour. Any balance on the tax notice must still be paid by the due date.
Home Owner GrantVictoria
Provincial grant that reduces property tax on a principal residence; owners apply to the Province each year (online or 1-888-355-2700), not to the municipality, and should apply by the tax due date to avoid penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Higher 'additional grant' for seniors, veterans and persons with disabilities.
BC Property Tax Deferment ProgramVictoria
Provincial loan program that lets eligible B.C. homeowners defer current-year property taxes. For taxes deferred for 2026 and later years, compound interest is charged (simple interest for 2025 and earlier). Apply to the Province by the tax due date.
Pre-Authorized Payment ProgramVictoria
Monthly pre-payment of next year's property taxes by bank debit on the first day of each month, August to May (10 months); the remaining balance is debited on the July due date. Enrol by mailing the Pre-Authorized Debit Agreement with a void cheque.
Heritage Tax Incentive ProgramVictoria
Tax incentive for owners of downtown Heritage Designated buildings to offset seismic upgrading costs for residential conversion of existing upper storeys.
Home Owner GrantMaple Ridge
Provincial grant that reduces property tax on a principal residence; owners apply to the Province each year (online or 1-888-355-2700), not to the municipality, and should apply by the tax due date to avoid penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Higher 'additional grant' for seniors, veterans and persons with disabilities. After the Province receives a claim it may take 3-4 business days to show on the City tax account.
BC Property Tax Deferment ProgramMaple Ridge
Provincial loan program that lets eligible B.C. homeowners defer current-year property taxes. For taxes deferred for 2026 and later years, compound interest is charged (simple interest for 2025 and earlier). Apply to the Province by the tax due date. The City notes that to avoid penalty, owners must also claim any Home Owner Grant and pay the Total Utility Services amount on the notice (and any prior years' outstanding taxes) by July 2, 2026.
Tax Instalment Prepayment Plan (TIPP)Maple Ridge
Prepay next year's property taxes by automatic withdrawal: 10 monthly payments (August to May, on the 1st) plus any balance on the due date, or due date only. Sign up any time; continues until cancelled in writing.
Home Owner GrantDistrict of North Vancouver
Provincial grant that reduces property tax on a principal residence; owners apply to the Province each year (online or 1-888-355-2700), not to the municipality, and should apply by the tax due date to avoid penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Higher 'additional grant' for seniors, veterans and persons with disabilities.
BC Property Tax Deferment ProgramDistrict of North Vancouver
Provincial loan program that lets eligible B.C. homeowners defer current-year property taxes. For taxes deferred for 2026 and later years, compound interest is charged (simple interest for 2025 and earlier). Apply to the Province by the tax due date. The District lists July 2, 2026 as the deferment application deadline.
Tax and Utility Prepayment Plan (PAWS)District of North Vancouver
Prepay next year's property taxes and utility fees in 10 automatic monthly withdrawals (August to May) and earn tax-free simple interest on prepayments. Choose automatic yearly recalculation (last notice and utility bill plus 5%, net of credits and the Home Owner Grant) or a fixed amount (minimum $25.00 per month). Current-year taxes and fees must be paid in full; requests received after July 20 require paying the balance on the due date.
Home Owner GrantNew Westminster
Provincial grant that reduces property tax on a principal residence; it must be claimed each year with the Province. The City states the basic grant is up to $570 and the additional grant for those 65 and older is up to $845. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold. Unclaimed grants are treated as unpaid current taxes and are subject to penalties.
BC Property Tax Deferment ProgramNew Westminster
Low-interest loan that defers property taxes on a principal residence until the home is sold or ownership is transferred. All applications and renewals go through the Province's online portal; the City does not collect applications. For taxes deferred for 2026 and later years, compound interest is charged.
Senior Waiver Discount (flat-rate utilities)New Westminster
For registered owners aged 65 or over living alone in a single family residence: a waiver equal to 25% of the annual water, sewer and solid waste charges, applied to the flat-rate utilities account after an application is approved. It reduces the utility charges, not the property tax itself.
Pre-Authorized Pre-Payment Plan (PAPP)New Westminster
Monthly pre-authorized withdrawals from a bank account to prepay next year's property taxes and annual utilities (or utilities only). Available to all property types; current taxes or water and sewer must be paid in full to join.
Home Owner GrantPrince George
Provincial grant that reduces residential property taxes on a principal residence; it must be claimed each year. The City notes that taxes do not need to be paid before claiming the grant. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold.
BC Property Tax Deferment ProgramPrince George
Low-interest loan program, administered by the Government of B.C., that pays annual property taxes on a principal residence for qualifying homeowners. For taxes deferred for 2026 and later years, compound interest is charged.
Pre-Authorized Monthly Payment PlanPrince George
Pre-payment plan that pays property taxes and utility bills through monthly pre-authorized withdrawals; apply in person at the City Hall Service Centre.
Home Owner GrantPort Coquitlam
Reduces property taxes on a principal residence. The 2026 grant threshold is $2,075,000 (Province; the City also states $2.075 million for 2026); the grant is reduced by $5 for each $1,000 of assessed value over the threshold (Province). Apply with the Province by the July 2, 2026 due date to avoid penalty.
BC Property Tax Deferment ProgramPort Coquitlam
Loan program in which the Province pays the current year's residential property taxes on a principal residence; deferred taxes become a debt registered on title and accrue interest. Regular program (owners at least 55, disabled or widowed, minimum 25% equity) and Families with Children program (supporting a child under 18, minimum 15% equity). Covers property taxes only, not user fees or utility charges.
Property Tax Prepayment PlanPort Coquitlam
12 monthly pre-authorized withdrawals (last day of each month, starting July 31) held on the tax account, earning interest at TD Bank prime less 4%, applied to next year's property tax and utility bills.
Home Owner GrantNorth Vancouver
Provincial grant that reduces residential property tax on a principal residence; must be claimed each year by the tax due date (July 2, 2026) to avoid penalty, online at gov.bc.ca/homeownergrant or by phone 1-888-355-2700. Applicants need the City's jurisdiction number (221), the 9-digit roll number and a Social Insurance Number. The Province's 2026 grant threshold is $2,075,000, with the grant reduced by $5 for each $1,000 of assessed value above it; a higher additional grant exists for seniors, veterans and persons with disabilities.
Property Tax Deferment ProgramNorth Vancouver
Provincial loan program that lets eligible B.C. homeowners defer current-year property taxes on their principal residence; apply directly to the Province. For taxes deferred for 2026 and later years compound interest is charged (simple interest for 2025 and earlier). The City notes that solid waste and Green Can utility charges cannot be deferred and must be paid to the City.
Pre-Authorized Tax and Utility Payment PlanNorth Vancouver
Monthly automatic prepayments toward next year's property taxes and flat-rate utility charges, with interest paid at prime less 2.5%. Apply with the City's form and a void cheque (email [email protected], mail or City Hall drop box). The plan does not replace claiming the Home Owner Grant.
Home Owner GrantLangford
Provincial grant that reduces property tax on a principal residence; must be claimed each year before July 2, 2026 to avoid penalty on that portion (online or 1-888-355-2700), using the jurisdiction and roll number on the tax notice and a Social Insurance Number. The 2026 grant threshold is $2,075,000, reduced by $5 for each $1,000 of assessed value above it; a higher additional grant exists for seniors 65+, persons with disabilities and certain veterans' surviving spouses. The Speculation and Vacancy Tax declaration is not a grant claim.
Property Tax Deferment ProgramLangford
Provincial loan program that lets eligible B.C. homeowners defer annual property taxes on their principal residence. For taxes deferred for 2026 and later years compound interest is charged (simple interest for 2025 and earlier).
Home Owner GrantVernon
Provincial grant that reduces property tax on a principal residence; must be received by the Province on or before July 2, 2026 to avoid the penalty on the grant portion (gov.bc.ca/homeownergrant or 1-888-355-2700). Owners paying through a mortgage, deferment or the prepayment plan must still claim it. The 2026 grant threshold is $2,075,000, reduced by $5 for each $1,000 of assessed value above it; a higher additional grant exists for seniors, veterans and persons with disabilities.
Property Tax Deferment ProgramVernon
Provincial loan program that lets eligible B.C. homeowners defer property taxes; apply online with the Province. Outstanding utility payments are still paid to the City. If an application is denied, withdrawn or cancelled after the due date, the late penalty (and interest if applicable) applies. For taxes deferred for 2026 and later years compound interest is charged (simple interest for 2025 and earlier).
Property Tax Prepayment ProgramVernon
Pay next year's property taxes by automatic monthly withdrawals; prepayments earn interest credited against net tax payable. Apply with the City's enrolment form and a void cheque ([email protected]).
Home Owner GrantWest Vancouver
Reduces property taxes on a principal residence. The Province's 2026 grant threshold is $2,075,000; above it the grant is reduced by $5 for each $1,000 of assessed value over $2,075,000. The District states that municipalities no longer accept retroactive or current-year applications; apply via the provincial website with the roll number from the tax notice.
BC Property Tax Deferment ProgramWest Vancouver
Low-interest loan program under which the Province pays property taxes on a principal residence and the owner repays later (Regular program for people 55 or older, surviving spouses or persons with disabilities; Families with Children program). The Province states that for taxes deferred for 2026 and later, compound interest is charged. The District advises owners on its pre-authorized plan to cancel withdrawals if they plan to defer.
Pre-Authorized Tax Payment PlanWest Vancouver
Spreads the next year's taxes over eleven monthly withdrawals (first day of the month, August to June), with the balance withdrawn on the July due date. The District estimates the monthly amount from the prior year's taxes.
Home Owner GrantMission
Reduces property taxes on a principal residence. The Province's 2026 grant threshold is $2,075,000; above it the grant is reduced by $5 for each $1,000 of assessed value over $2,075,000. Claim by the July 2, 2026 due date to avoid the 10% penalty on the unclaimed amount; the City lists December 31, 2026 as the last day to claim the 2026 grant.
BC Property Tax Deferment ProgramMission
Low-interest loan program in which the Province pays annual property taxes on a principal residence: Regular program (55 and older, surviving spouse, person with a disability) and Families with Children program. The owner must still claim the Home Owner Grant and pay municipal utilities on the tax notice. The Province states that compound interest applies to taxes deferred for 2026 and later.
Pre-Authorized Withdrawals (PAWs) prepayment planMission
Ten monthly prepayments (August to May) toward the following year's taxes; none in June or July. Prepayments earn interest at the provincially prescribed rate less 2%, credited to the tax account; any remaining balance is due on the tax due date.
Home Owner GrantPenticton
Provincial grant that reduces residential property tax on a principal residence; it must be claimed each year, by the tax due date to avoid the 10% penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold.
BC Property Tax Deferment ProgramPenticton
Low-interest loan from the Province that pays annual property taxes on a principal residence, under a Regular Program (for example age 55 or older, surviving spouse, person with disabilities) and a Families with Children Program. For taxes deferred for 2026 and later years, compound interest is charged. City utility/service charges on the notice cannot be deferred.
Property tax pre-authorized payment (pre-payment) planPenticton
Ten equal monthly withdrawals August 10 to May 10 toward the next year's taxes, with a final withdrawal of the remaining balance (including any unclaimed Home Owner Grant amount) on the July due date. The City pays simple interest on pre-payments at its principal banker's prime rate less 3%. The account must be current to enrol.
Home Owner GrantWest Kelowna
Provincial grant that reduces residential property tax on a principal residence; it must be claimed each year, by the tax due date to avoid the 10% penalty. The 2026 grant threshold is $2,075,000; the grant is reduced by $5 for each $1,000 of assessed value over the threshold.
BC Property Tax Deferment ProgramWest Kelowna
Provincial loan program that lets eligible B.C. homeowners defer their current-year property taxes (the Ministry of Finance pays the taxes and places a lien on the property), under a Regular Program (for example age 55 or older, surviving spouse, person with disabilities) and a Families with Children Program. For taxes deferred for 2026 and later years, compound interest is charged. Only residential (class 1) or residential and farm (class 1 and 9) taxes can be deferred; current-year utility fees listed on the tax notice must be paid to the City by the tax due date to avoid late payment penalties.
Pre-Authorized Prepayment Plan (PAPP)West Kelowna
Monthly instalments toward next year's property taxes, deducted on the 10th of each month except June and July; minimum $20 a month, maximum based on the prior year's levy. The City pays monthly interest at the rate prescribed under Community Charter s. 239(2). Current-year taxes must be paid first.
Home Owner GrantCampbell River
Reduces property taxes on a principal residence; must be claimed every year. The 2026 grant threshold is $2,075,000, and the grant is reduced by $5 for each $1,000 of assessed value above it. Owners can check in MyCity whether the grant has been applied. An unclaimed grant is subject to the 10% late penalty.
BC Property Tax Deferment ProgramCampbell River
Provincial loan program to defer annual property taxes on a principal residence: one program for owners 55 or older, surviving spouses or persons with disabilities (minimum 25% equity) and one for owners financially supporting a child under 18 (minimum 15% equity). City user fees (water, sewer, solid waste) must be paid by the due date. For taxes deferred for 2026 and later years, compound interest is charged.
Pre-Authorized Withdrawals (PAWS)Campbell River
Monthly prepayment toward next year's property taxes: 10 automatic withdrawals on the 10th of each month, August to May, earning interest at 2% below prime until May 31; the balance is withdrawn on the July due date. No refunds of prepayments.
Home Owner GrantPort Moody
Reduces property taxes on a principal residence; apply every year. The 2026 grant threshold is $2,075,000, and the grant is reduced by $5 for each $1,000 of assessed value above it. Unclaimed grants are subject to the second 5% penalty after September 15, 2026.
BC Property Tax Deferment ProgramPort Moody
Provincial loan program to defer property taxes on a principal residence. The City notes that under the 2026 Provincial Budget reforms the interest rate is increased to prime plus 2% and compounded.
Pre-authorized prepayment planPort Moody
Monthly automatic withdrawals on the 5th of the month from September to May to pay in advance for the next tax and utility bills (not currently levied amounts).
Property tax in British Columbia · Programs in all provinces