Saguenay property tax
Answer
The 2026 residential property tax rate in Saguenay is $1.05019 per $100 (1.0502% of assessed value), up 1.2% from 2025. On a home assessed at $500,000 that is about $5,251 a year.
- Total residential rate, 2026
- 1.0502%
- $1.05019 per $100
- Change from 2025
- +1.2%
- Change in the total rate
- Rank in Quebec
- 3 of 35
- Highest total rate = 1, among cities we cover
- Tax on $500,000
- $5,251
- Example value, before credits
Saguenay property tax calculator
Estimate, 2026 residential rates
Where your Saguenay property tax goes
2026 residential rate by component
| Component | Type | Rate (per $100) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| Taxe foncière générale – immeubles résiduels (résidentiel) | Municipal | 0.9712 | 0.9712% | 92.5% | $4,856 | 1 |
| Taxe scolaire 2026-2027 (school year starting 1 July 2026) | School | 0.07899 | 0.0790% | 7.5% | $395 | 15, 14 |
| Total | 1.05019 | 1.0502% | 100% | $5,251 |
Headline = taxe foncière générale, sous-catégorie d’immeubles résiduelles: 0.9712 per 100 $ (also the taux de base), identical in all four tax sectors (Secteur Ville de Saguenay and the Chicoutimi, Jonquière and La Baie downtown sectors). Six (6) logements ou plus: 1.0705. Second year of the 2025-2026-2027 roll. 2026 flat tariffs (budget 2026, s12): Eau 225 $, Égout 256 $, Matières résiduelles 178 $, Matières organiques 35 $ (fosse septique 98 $). Water, sewer, residual and organic materials are flat per-dwelling tariffs, not value-based. Local improvement taxes apply only to properties named in the relevant borrowing by-laws. School tax: single province-wide rate under the Loi visant l’instauration d’un taux unique de taxation scolaire (s14, s20), billed separately by the school service centre for the school year starting 1 July; applied per 100 $ of uniformized (étalée) value with the first 25 000 $ of value exempt (s21). The rate document cited is the CSS de la Capitale publication of the same province-wide rate.
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
Saguenay property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | $1.2224 per $100 | 1.2224% | — |
| 2023 | $1.2873 per $100 | 1.2873% | +5.3% |
| 2024 | $1.36152 per $100 | 1.3615% | +5.8% |
| 2025 | $1.03723 per $100 | 1.0372% | −23.8% |
| 2026 | $1.05019 per $100 | 1.0502% | +1.2% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Taxe foncière générale – immeubles résiduels (résidentiel) | 1.12 | 1.19 | 1.27 | 0.953 | 0.9712 |
| Taxe scolaire 2022-2023 (school year starting 1 July 2022) | 0.1024 | — | — | — | — |
| Taxe scolaire 2023-2024 (school year starting 1 July 2023) | — | 0.0973 | — | — | — |
| Taxe scolaire 2024-2025 (school year starting 1 July 2024) | — | — | 0.09152 | — | — |
| Taxe scolaire 2025-2026 (school year starting 1 July 2025) | — | — | — | 0.08423 | — |
| Taxe scolaire 2026-2027 (school year starting 1 July 2026) | — | — | — | — | 0.07899 |
Saguenay compared with other Quebec cities
Compare two citiesSaguenay's total residential rate of 1.0502% is above the 0.7228% average of the 35 Quebec municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.
| Municipality | Latest year | Total rate (% of value) | Tax on $500,000 |
|---|---|---|---|
| Saguenay | 2026 | 1.0502% | $5,251 |
| Lévis | 2026 | 0.7151% | $3,575 |
| Trois-Rivières | 2026 | 1.0761% | $5,380 |
| Terrebonne | 2026 | 0.7682% | $3,841 |
| Sherbrooke | 2026 | 0.7723% | $3,861 |
| Saint-Jean-sur-Richelieu | 2026 | 0.6308% | $3,154 |
| Brossard | 2026 | 0.5569% | $2,784 |
Rates are the residential rates in each city's latest confirmed year. All Quebec municipalities · National rankings
When Saguenay property tax is due and how to look up your bill
2026 due dates
- February 16, 2026
- June 15, 2026
Annual bill sent in January (by mail or email), payable in two instalments: 16 February 2026 and 15 June 2026 (two instalments only when municipal property taxes exceed 300 $; the second is due 15 June 2026 even if the first was late). Taxpayers may instead pay in six instalments (15 February, 15 April, 15 June, 15 August, 15 October, 15 December) or twelve instalments (the 15th of each month from 15 February 2026 to 15 January 2027) by paying the interest and penalties shown on the bill; no need to notify the City. No reminder is sent for the second instalment.
Late payment: Unpaid balances bear interest and penalties at a combined rate of 15 %.
Look up or pay your bill
Create a profile on the online tax-account software (Voilà) and add your property to see the annual and revised supplementary bills, balance and due dates in real time, and transfer-duty information; registered users stop receiving paper bills. Tax bills and assessment rolls are also searchable through the City’s property data portal.
Saguenay official property tax page
Online banking (file number required); cheque or money order by mail to Service des finances, 201, rue Racine Est, C. P. 8060, Chicoutimi (QC) G7H 5B8; at most banks and caisses with the payment coupon; ATM. There is no tax payment counter at City Hall.
From Saguenay's official property tax pages (sources 7, 8, 1). Check your bill for the exact amounts and dates.
Your assessment in Saguenay
How assessment works in QuebecAssessed by: Ville de Saguenay (municipal assessment roll). Valuation date used for 2026 taxes: July 1, 2023.
Roll 2025-2026-2027 deposited 16 September 2024, in force 1 January 2025. Under Québec rules a request for review (demande de révision) must be filed before 1 May following the roll’s entry into force or within 60 days of the notice being sent, whichever is later; after a roll modification, the later of that date or 60 days after the notice of modification; if the assessor failed to make a required modification, before the end of the following fiscal year.
Rebates, credits and programs in Saguenay
All Quebec programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Programme d’aide aux aînés relative à une hausse de taxes municipales (Subvention pour aînés)
Grant that partly compensates the municipal tax increase on a residence following a significant value increase; a potential grant amount appears on the municipal tax bill when applicable. Run by Gouvernement du Québec / Revenu Québec (the City calculates eligible amounts).
Grant for Seniors to Offset a Municipal Tax Increase
A Québec government grant that partly offsets a municipal tax increase caused by a significant rise in the value of a senior's home. For 2026 the potential grant is capped at $500, and it is claimed on form TP-1029.TM-V with the 2025 Québec return.
Housing Component of the Solidarity Tax Credit
The housing component of Québec's refundable solidarity tax credit, for owners and tenants of an eligible dwelling. For July 2026 to June 2027 it is $906 for a couple or $746 for a person living alone or a single-parent family, plus $158 per dependent child, before any income reduction.
Other property taxes in Saguenay
Droit de mutation immobilière (« taxe de bienvenue ») in force 2026
Transfer duty payable by the buyer in a single instalment; unpaid balances bear interest and penalties at a combined 15 %. Comparative factor 2026: 1,09.
Saguenay property tax FAQ
What is the property tax rate in Saguenay?
The total residential property tax rate in Saguenay for 2026 is $1.05019 per $100, which is 1.0502% of assessed value. It is made up of Taxe foncière générale – immeubles résiduels (résidentiel) ($0.9712 per $100), Taxe scolaire 2026-2027 (school year starting 1 July 2026) ($0.07899 per $100).
How much property tax would I pay on a $500,000 home in Saguenay?
At the 2026 residential rate, a property assessed at $500,000 would pay about $5,251 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
When are Saguenay property taxes due in 2026?
In two instalments, on 16 February 2026 and 15 June 2026. Paying in 6 or 12 instalments is allowed if you pay the interest and penalties shown on the bill.
What is the 2026 residential property tax rate in Saguenay?
0.9712 $ per 100 $ of assessment for residential properties (1.0705 $ for 6 dwellings or more), under by-law VS-R-2025-128. School tax for 2026-2027 is billed separately at 0,07899 $ per 100 $.
How can I view my Saguenay tax bill online?
Through the City’s online tax-account software (saguenay.appvoila.com): create a profile and add your property.
What interest applies to late taxes in Saguenay?
Unpaid balances bear interest and penalties at a combined rate of 15 %.
Sources
Verified by a second check against these sources on October 28, 2026
- Règlement VS-R-2025-128 fixant les taux d’imposition des taxes foncières générales et spéciales et les taux de compensation de taxe pour l’année 2026 (art. 3, 8), Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Règlement VS-R-2024-137 fixant les taux d’imposition des taxes foncières générales et spéciales et les taux de compensation de taxe pour l’année 2025 (art. 3, 8), Ville de SaguenayTax year 2025 · checked October 28, 2026 · copy archived
- Budget 2024 (taux de taxes foncières par 100 $ d’évaluation, 2023 vs 2024), Ville de SaguenayTax year 2024 · checked October 28, 2026 · copy archived
- Budget 2023 (Taxation, taux par 100 $ d’évaluation, 2022 vs 2023), Ville de SaguenayTax year 2023 · checked October 28, 2026 · copy archived
- Budget 2022 (Taux de taxation par 100 $ d’évaluation, 2021 vs 2022), Ville de SaguenayTax year 2022 · checked October 28, 2026 · copy archived
- Budget 2025 – rapport intégral (rôle d’évaluation 2025-2026-2027; taux 2024 vs 2025), Ville de SaguenayTax year 2025 · checked October 28, 2026 · copy archived
- Taxation, Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Logiciel de consultation des comptes de taxes et rôles d’évaluation, Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Rôle d’évaluation, Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Programme d’aide aux aînés relative à une hausse de taxes municipales, Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Droit de mutation immobilière, Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Budget 2026 (taxation et tarification 2025 vs 2026), Ville de SaguenayTax year 2026 · checked October 28, 2026 · copy archived
- Demander la révision de l’évaluation foncière, Gouvernement du QuébecTax year 2026 · checked October 28, 2026 · copy archived
- Taxe scolaire (Loi visant l’instauration d’un taux unique de taxation scolaire), Gouvernement du QuébecTax year 2026 · checked October 28, 2026 · copy archived
- Taux d'imposition 2026-2027, Centre de services scolaire de la CapitaleTax year 2026 · checked October 28, 2026 · copy archived
- Taux d'imposition 2025-2026, Centre de services scolaire de la CapitaleTax year 2025 · checked October 28, 2026 · copy archived
- Taux d'imposition 2024-2025, Centre de services scolaire de la CapitaleTax year 2024 · checked October 28, 2026 · copy archived
- Taux d'imposition 2023-2024, Centre de services scolaire de la CapitaleTax year 2023 · checked October 28, 2026 · copy archived
- Taux d'imposition 2022-2023, Centre de services scolaire de la CapitaleTax year 2022 · checked October 28, 2026 · copy archived
- Avis – Taux de taxe scolaire et taux d’intérêt applicable aux taxes scolaires exigibles pour l’année scolaire 2022-2023, Gazette officielle du Québec (ministre de l’Éducation)Tax year 2022 · checked October 28, 2026 · copy archived
- Foire aux questions (taxe scolaire: évaluation uniformisée, exemption des premiers 25 000 $), Centre de services scolaire des NavigateursTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.