Sarnia property tax

Residential (RT) class. Rates in By-Law 37 of 2026 and the County schedule are decimal fractions of assessment (City general 0.01028902, Special Service Area Rate for Transit 0.00071012, County of Lambton 0.00544320, education 0.00153); shown here in percent by moving the decimal point two places. The four components add up exactly to the City's published total residential rate of 1.797234%, which the City says includes the General Municipal, Transit, County and Education rates. County rate source: County of Lambton By-Law No. 6 of 2026 Schedule A. The transit rate applies only to designated properties in the transit special service area (By-law 123 of 2019 / 25 of 2023, as amended); properties outside that area do not pay it. Assessment for 2026 is still based on January 1, 2016 values (MPAC). The interim bill was 50% of the previous year's annualized taxes.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Sarnia's total residential rate of 1.7972% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Sarnia's official property tax pages (sources 9, 10, 11, 2, 13). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Heritage Property Tax Rebate Program

  A tax rebate the City adopted for owners of designated heritage properties, to help them maintain and restore those properties. Under the Ontario Heritage Act it requires a Heritage Conservation Easement Agreement (Heritage Tax Rebate By-law 84 of 2014; County By-law 60 of 2004). The City's fee schedule lists the Application for Heritage Property Tax Rebate at $106.95. Run by City of Sarnia.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

• Special Service Area Rate for Transit in force 2026

  Additional residential rate of 0.071012% (0.00071012) in 2026, levied only on designated properties in the transit special service area under By-law 123 of 2019 / By-law 25 of 2023, as amended; $5,640,712 to be raised in 2026.