Kawartha Lakes property tax

Headline = Lindsay (main urban area), residential: 1.573877% including education, from the City's '2026 City of Kawartha Lakes Tax Rates as a Percentage, Including Education' sheet. The sheet publishes only the combined rate per community and the education rate (0.1530% residential); the municipal component shown here is the published total minus 0.153 (not a separately published figure). Rates differ by community because police (Kawartha Lakes Police Service in Lindsay/Ops vs OPP elsewhere), fire (full-time vs volunteer) and special-area levies (e.g. Lindsay Transit, streetlights, parks) are area-rated. The City notes the sheet 'is provided as a reference tool only and should not be used for the basis of legal transactions'. 2026 budget levy increase 5.9% (2.9% general levy, 2% infrastructure levy, 1% area-specific services: policing and transit). Per the City, Lindsay properties share a $600,000 increase for Lindsay Transit's 2025 deficit, and rural OPP-served properties include a $900,000 OPP adjustment (2024 provincial cost reconciliation and 2025 deficit). The Lindsay BIA row applies only to commercial and industrial classes.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Kawartha Lakes's total residential rate of 1.5739% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Kawartha Lakes's official property tax pages (sources 4, 5, 7, 8). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Low Income Seniors and Low Income Persons with a Disability Program (Property Tax Assistance Program)

  Rebate for eligible low-income seniors and low-income property owners with disabilities, applied as a credit to future tax instalments (no refunds). 2026 application deadline: Monday, June 30, 2026. Amount: the rebates page says 'up to $300'; the June 2026 tax insert says 'up to $350' (contradiction, see openIssues). Run by City of Kawartha Lakes.

• Application for Reduction (Municipal Act sections 357/358)

  Property tax reduction when a house or other building was demolished or damaged by fire. Deadline: February 28 of the current year for the preceding taxation year. Run by City of Kawartha Lakes.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.