Peterborough property tax

Peterborough is a single-tier city (separate from the County of Peterborough), so there is no upper-tier rate. 2026 final tax rates, Residential: Municipal 1.7362540%, Education 0.1530000%, Total 1.8892540% (same rates for New multi-residential; Multi-residential: Municipal 3.3808510%, total 3.5338510%). The page also lists Downtown BIA 0.2608% and East City BIA 0.1365% as separate totals; these are business improvement area levies, not residential.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Peterborough's total residential rate of 1.8893% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Peterborough's official property tax pages (sources 1, 3, 4). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Property Tax Assistance Program

  A $424.00 tax credit on the account for owners who owned and occupied the property from January 1 to December 31 of the previous year and are a low-income senior 65+ receiving GIS/GAINS, a low-income senior aged 55-64 with combined taxable income under $30,000, or a low-income person with a disability receiving ODSP. Applications are due Friday, February 05, 2027. Run by City of Peterborough (Tax Office).

• Heritage Property Tax Rebate Program (HPTRP)

  40% property tax rebate for eligible residential (20% for commercial and multi-residential) properties designated under Part IV of the Ontario Heritage Act with a heritage conservation easement. The City says the program is currently at capacity. Run by City of Peterborough (Heritage Preservation Office).

• Application for Tax Appeal (Municipal Act)

  Properties demolished, damaged or destroyed by fire, or with a change in use may qualify for a tax reduction; apply by the last day of February to be considered for a reduction of the previous year's taxes. Run by City of Peterborough.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.