North Bay property tax

Residential class. North Bay is a single-tier city (no upper-tier rate) with one residential rate city-wide (no urban/rural area rating). The City publishes rates in percent: Total Municipal Rate 1.657363%, Education Rate 0.153000%, Total Tax Rate 1.810363%. The municipal rate is set in Schedule "A" of By-Law No. 2026-20 (Residential & Farm, General Tax Rate Percentage 1.657363), passed May 19, 2026. The 2026 interim levy was 50% of the previous year's total taxes (By-Law No. 2026-01). Assessment for 2026 is still based on January 1, 2016 values (MPAC).

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

North Bay's total residential rate of 1.8104% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From North Bay's official property tax pages (sources 4, 2, 3, 10). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Property Tax Deferral for Low-Income Seniors and Low-Income Persons with Disabilities (Municipal Act s. 319)

  Deferral of all or part of an assessment-related tax increase for residential owners who are low-income seniors (65+ receiving the Guaranteed Income Supplement) or receiving Ontario Disability Support Program assistance. The reassessment must raise the property taxes by at least $100 in a given year. Deferred taxes are a special lien and become payable in full on the owner's death, on a change of ownership (other than to a spouse) or if the property is no longer the owner's principal residence. Run by City of North Bay.

• Cancellation, Reduction or Refund of Taxes (Municipal Act s. 357/358)

  Application for a refund where the property ceased to be liable at the rate taxed, became exempt, had a fire or demolition, had a mobile unit removed, or had a gross or manifest clerical error. Apply no later than February 28 of the year after the year the application relates to. Run by City of North Bay.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.