Belleville property tax
Answer
The 2026 residential property tax rate in Belleville is 2.030312%, up 5.1% from 2025. On a home assessed at $500,000 that is about $10,152 a year.
- Total residential rate, 2026
- 2.0303%
- 2.030312%
- Change from 2025
- +5.1%
- Change in the total rate
- Rank in Ontario
- 4 of 60
- Highest total rate = 1, among cities we cover
- Tax on $500,000
- $10,152
- Example value, before credits
Belleville property tax calculator
Estimate, 2026 residential rates
Where your Belleville property tax goes
2026 residential rate by component
| Component | Type | Rate (%) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| City of Belleville core (general) municipal rate | Municipal | 1.109757 | 1.1098% | 54.7% | $5,549 | 1 |
| City of Belleville fire urban (area-rated) | Municipal | 0.232865 | 0.2329% | 11.5% | $1,164 | 1 |
| City of Belleville police urban (area-rated) | Municipal | 0.441024 | 0.4410% | 21.7% | $2,205 | 1 |
| City of Belleville transit (area-rated, Belleville Urban only) | Transit | 0.084423 | 0.0844% | 4.2% | $422 | 1 |
| City of Belleville streetlights urban (area-rated) | Municipal | 0.009243 | 0.0092% | 0.5% | $46 | 1 |
| Education (Province of Ontario) | Education | 0.153 | 0.1530% | 7.5% | $765 | 1, 6 |
| Total (as published) | 2.030312 | 2.0303% | 100% | $10,152 |
Residential/farm (RT) class, Belleville Urban area (Schedule B of By-law 2026-038 (passed April 13, 2026)) shown as the headline. Belleville is a single-tier city (separated from Hastings County; no upper-tier rate) that uses service area rating: every property pays the Core rate plus area-rated police, fire and (in urban areas) streetlighting levies, and only Belleville Urban pays the transit levy. The by-law publishes rates as decimal fractions of assessment (Belleville Urban: Core 0.01109757, Fire Urban 0.00232865, Police Urban 0.00441024, Transit 0.00084423, Streetlights Urban 0.00009243, education 0.00153000, total 0.02030312); shown here in percent by moving the decimal point two places, no rounding. Use the City's Tax Billing Table Map (https://portal.belleville.ca/gis/FindMyTaxTable/) to find a property's area. Education rate 0.00153000 (residential) is also set out in By-law 2026-040. 2026 interim bills were 50% of 2025 taxes (By-law 2025-187). Assessment is still based on January 1, 2016 values (MPAC).
Rates differ by area of Belleville. The table shows the main area. Other areas in 2026:
- Cannifton Urban: total 1.945889%
- Cannifton Rural: total 1.799924%
- Belleville Rural: total 1.494529%
- Cannifton Rural to Urban: total 1.837383%
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
Belleville property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | 1.698213% | 1.6982% | — |
| 2023 | 1.751746% | 1.7517% | +3.2% |
| 2024 | 1.853019% | 1.8530% | +5.8% |
| 2025 | 1.931796% | 1.9318% | +4.3% |
| 2026 | 2.030312% | 2.0303% | +5.1% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| City of Belleville core (general) municipal rate | 0.948146 | 0.982485 | 1.024902 | 1.07397 | 1.109757 |
| City of Belleville fire urban (area-rated) | 0.202566 | 0.20112 | 0.222554 | 0.230045 | 0.232865 |
| City of Belleville police urban (area-rated) | 0.31284 | 0.331538 | 0.36341 | 0.385739 | 0.441024 |
| City of Belleville transit (area-rated, Belleville Urban only) | 0.071433 | 0.073459 | 0.079035 | 0.079364 | 0.084423 |
| City of Belleville streetlights urban (area-rated) | 0.010228 | 0.010144 | 0.010117 | 0.009678 | 0.009243 |
| Education (Province of Ontario) | 0.153 | 0.153 | 0.153 | 0.153 | 0.153 |
Belleville compared with other Ontario cities
Compare two citiesBelleville's total residential rate of 2.0303% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.
| Municipality | Latest year | Total rate (% of value) | Tax on $500,000 |
|---|---|---|---|
| Belleville | 2026 | 2.0303% | $10,152 |
| Welland | 2026 | 1.9816% | $9,908 |
| North Bay | 2026 | 1.8104% | $9,052 |
| Whitchurch-Stouffville | 2026 | 0.8552% | $4,276 |
| Haldimand County | 2026 | 1.4033% | $7,016 |
| Aurora | 2026 | 0.8740% | $4,370 |
| Cornwall | 2025 | 1.9102% | $9,551 |
Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings
When Belleville property tax is due and how to look up your bill
2026 due dates
- February 25, 2026
- April 28, 2026
- June 26, 2026
- September 28, 2026
Four instalments on two bills. The interim bill (50% of the previous year's taxes, By-law 2025-187), typically mailed at the end of January, is due in two halves: February 25, 2026 and April 28, 2026. The final bill, typically mailed at the end of May, is due June 26, 2026 and September 28, 2026 (By-law 2026-039).
Late payment: If payments are late, a penalty and interest charge of 1.25% is added on the first day of each month until the amount is paid (By-law 2025-187: 1 1/4 per cent on the first day of default and on the first day of each month thereafter).
Look up or pay your bill
Use the City's online Property Tax Account Portal to view bills and transactions. Taxation office: 613-967-3243, [email protected].
Belleville official property tax page
Online or telephone banking, or at any bank or financial institution; pre-authorized payment plan (12 monthly payments or four instalment payments per year; application, cancellation and modification forms online); credit card (Visa or Mastercard) online through Paymentus (https://ipn.paymentus.com/rotp/cbel) or by phone at 1-888-460-3832, with a convenience fee; cheque in the City Hall drop box (169 Front St., northwest side off McAnnany St., no cash); cheque by mail to City of Belleville, 169 Front St., Belleville, ON K8N 2Y8; in person at City Hall or the Quinte Sports & Wellness Centre (265 Cannifton Rd.), Monday to Friday 8:30 a.m. to 4:30 p.m.
From Belleville's official property tax pages (sources 9, 7, 8, 10). Check your bill for the exact amounts and dates.
Your assessment in Belleville
How assessment works in OntarioAssessed by: MPAC (Municipal Property Assessment Corporation). Valuation date used for 2026 taxes: January 1, 2016.
Contact MPAC directly: file a Request for Reconsideration (RfR) with MPAC, then appeal to the Assessment Review Board if needed. MPAC states that the RfR deadline for property owners who disagree with their assessment is March 31 of the 2026 property tax year; for a Property Assessment Notice issued during the year (e.g. a supplementary notice), the City says a review may be requested within 120 days of the notice date. 2026 assessments remain based on fully phased-in January 1, 2016 current values.
Rebates, credits and programs in Belleville
All Ontario programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Low Income Senior Property Tax Credit
A $1,200 reduction in property taxes for seniors 65 or older by Dec. 31 who receive the Guaranteed Income Supplement and own and occupy the property as their principal residence. Apply each year by Aug. 31. Run by City of Belleville.
Persons with Disabilities Property Tax Credit
A $1,200 credit for property owners who receive Ontario Disability Support Program (ODSP) benefits and own and occupy the property as their principal residence. Apply annually by Aug. 31. Run by City of Belleville.
Tax reductions, cancellations or refunds (Municipal Act s. 357/358)
Application for a reduction, cancellation or refund where assessed value decreased during the year (damage or destruction, demolition, vacancy, assessment errors) or the roll was returned too late to bill. Applications for a taxation year must be received by the last day of February of the following year. Applications for relief due to sickness or extreme financial hardship (s. 357(1)(d.1)) are delegated to the Assessment Review Board. Run by City of Belleville Taxation office.
Ontario Energy and Property Tax Credit (OEPTC)
A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.
Northern Ontario Energy Credit (NOEC)
A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.
Ontario Senior Homeowners' Property Tax Grant (OSHPTG)
An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.
Belleville property tax FAQ
What is the property tax rate in Belleville?
The total residential property tax rate in Belleville for 2026 is 2.030312%, which is 2.0303% of assessed value. It is made up of City of Belleville core (general) municipal rate (1.109757%), City of Belleville fire urban (area-rated) (0.232865%), City of Belleville police urban (area-rated) (0.441024%), City of Belleville transit (area-rated, Belleville Urban only) (0.084423%), City of Belleville streetlights urban (area-rated) (0.009243%), Education (Province of Ontario) (0.153%).
How much property tax would I pay on a $500,000 home in Belleville?
At the 2026 residential rate, a property assessed at $500,000 would pay about $10,152 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
When is Belleville property tax due in 2026?
Interim instalments were due February 25 and April 28, 2026; final bill instalments are due June 26 and September 28, 2026.
What is Belleville's residential tax rate for 2026?
In the Belleville Urban area the total residential rate is 2.030312% of assessed value (published as 0.02030312): 1.877312% municipal (core plus area-rated fire, police, transit and streetlighting) and 0.153% education. Rates are lower in Cannifton Urban (1.945889%), Cannifton Rural to Urban (1.837383%), Cannifton Rural (1.799924%) and Belleville Rural (1.494529%).
Why do Belleville tax rates differ by area?
Belleville uses service area rating with five rate tables. All properties pay the core rate, while police, fire, transit and streetlighting levies depend on the services in each area. The City's Tax Billing Table Map shows which area a property is in.
What is the penalty for paying Belleville property tax late?
A penalty and interest charge of 1.25% is added on the first day of each month until the amount is paid.
Does Belleville offer property tax credits?
Yes. The City offers a $1,200 Low Income Senior Property Tax Credit and a $1,200 Persons with Disabilities (ODSP) Property Tax Credit, both applied for annually by August 31.
Sources
Verified by a second check against these sources on October 28, 2026
- By-law 2026-038: A By-law to Adopt the Estimates for the Sums Required During the Year 2026 ... and to Establish Rates (Schedules B-F), The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- By-law 2025-56: Adopt the Estimates (2025 Tax Rates, Schedules B-F), The Corporation of the City of BellevilleTax year 2025 · checked October 28, 2026 · copy archived
- By-law 2024-58: Adopt Estimates for Sums Required During 2024 (Schedules B-E), The Corporation of the City of BellevilleTax year 2024 · checked October 28, 2026 · copy archived
- By-law 2023-77: Adopt Estimates for Sums Required During 2023 (Schedules B-E), The Corporation of the City of BellevilleTax year 2023 · checked October 28, 2026 · copy archived
- By-law 2022-48: Adopt Estimates for Sums (2022 Tax Rates, Schedules B-E), The Corporation of the City of BellevilleTax year 2022 · checked October 28, 2026 · copy archived
- By-law 2026-040: Education Tax Rates, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- By-law 2026-039: To Set Due Dates for the Collection of Taxes and the Payment of Taxes by Installments and Pre-authorized Payment Plan ... for the Year 2026, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- By-law 2025-187: Interim Tax Levy for 2026, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Paying Property Taxes, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Property Taxes, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Tax Credits and Rebates, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Tax Adjustments, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Property Assessments, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Notices and Notifications, Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
- Tax Rates (Service Area Rating), The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
- Ontario Financial Information Return, Schedule 22, 2022-2025 (Belleville C), Ontario Ministry of Municipal Affairs and HousingTax year 2025 · checked October 28, 2026 · copy archived
- Tax Notices, The Corporation of the City of BellevilleTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.