Cornwall property tax

By-law 2025-121 (2026 interim levy) lists 'The 2025 tax rates for the respective classes': Residential 0.01910176 (also New Multi-Residential 0.01910176; Multi-Residential 0.03182684). That is the combined residential rate (1.910176%). The by-law does not split it: the municipal figure 1.757176% is the published total minus the residential education rate of 0.153% that O. Reg. 400/98 prescribes for 2025 (e-Laws historical version v49). FIR 2022-2024 show no other residential component for Cornwall (single-tier).

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Cornwall's total residential rate of 1.9102% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Cornwall's official property tax pages (sources 1, 2, 3, 10). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Seniors and/or Low Income Persons with Disabilities Tax Deferral Program

  Deferral of the tax increase on a residential property for the current tax year (arrears and prior-year amounts excluded). The City page lists low-income seniors 65+ on January 1 receiving GIS or Ontario GAINS, and persons receiving an ODSP or CPP Disability pension; full requirements are in the City's by-law. Deferred taxes must be repaid in full on sale or transfer, when the property stops being the principal residence of the owner or spouse, or when the owner no longer meets the criteria. Apply by mail to Billing & Collection. Run by City of Cornwall.

• Heritage Property Tax Relief Program

  Annual rebate of 40% of municipal and education taxes for properties designated under Part IV or Part V of the Ontario Heritage Act, with an approved restoration plan and a registered agreement; up to five years per application; apply by February 28 of the year after the taxes; subject to annual funding. Run by City of Cornwall (with Heritage Cornwall).

• Property tax refunds (Municipal Act sections 357/358)

  Full or partial refund for a change in tax liability or class, exemption, fire or demolition, removal of a mobile unit, or a gross or manifest clerical error; file the Application for Adjustment in Taxes by February 28 of the following year. Run by City of Cornwall.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.