Windsor property tax

Residential class. Windsor is a single-tier city (no upper-tier/county rate). The City's table states rates as decimal fractions of assessment (municipal 0.01943514, education 0.00153000, total 0.02096514); shown here in percent by moving the decimal point two places, with no rounding. The 2026 interim bill was set at 50% of 2025 taxes; the final bill (mailed June 2026) applies these rates. Assessment for 2026 is still based on January 1, 2016 values.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Windsor's total residential rate of 2.0965% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Windsor's official property tax pages (sources 3, 4, 5, 6, 7, 13). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Tax Deferral Program (Low-Income Seniors or Persons with Disabilities)

  Defers the year-over-year increase in property taxes on an eligible single-family principal residence; the deferred amount is due when the property is sold or changes owner. Applications for the 2025 tax deferral were due on or before February 28, 2026. Run by City of Windsor.

• Tax Relief Program: Extreme Poverty or Sickness (Municipal Act s. 357(1)(d.1))

  Temporary relief of the previous year's taxes on single-family residential homes for owners who meet income, savings and assessment criteria (maximum 2 years per property). Applications for the 2025 tax year were due on or before February 28, 2026; supporting documents by May 31, 2026. Run by City of Windsor.

• Tax adjustment applications (Municipal Act s. 357)

  Rebate of taxes for a class change, a property razed or damaged by fire or demolition, or one that became exempt. Applications are due on or before the last day of February and relate to the previous year's taxes (2025 adjustments due by February 28, 2026). Run by City of Windsor.

• Heritage Property Tax Reduction Program (By-law 164-2015)

  Tax reductions for eligible heritage properties. Run by City of Windsor.

• Tax Repayment Program

  Repayment arrangement available to all property owners (including the Pre-Authorized Payment Plan for Tax Arrears). Run by City of Windsor.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

• Vacant Home Tax (VHT) in force 2026

  Tax on residential property unoccupied for more than 183 days in a taxation year. Rate: 4% of the MPAC assessed value for 2026 and later years (increased from 3% by By-law 52-2026). Launched June 11, 2024 (By-law 119-2024). Only owners of properties whose occupancy is unknown or vacant must file a declaration; the bill is payable within 90 days.

• Windsor Vacant Home Tax

  Windsor's Vacant Home Tax (VHT) is a City tax of 4% of MPAC assessed value, for 2026 and later years, on a residential property that was unoccupied for more than 183 days in the taxation year. Windsor does not require every owner to declare; only owners whose unit was not their principal residence and was vacant for more than 183 days, and owners the City contacts, must file.