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Tax year 2026 · Official sources

Oshawa property tax

Ontario · Residential rates 2022–2026 · Verified against official sources October 28, 2026

Answer

The 2026 residential property tax rate in Oshawa is 1.575342%, up 3.3% from 2025. On a home assessed at $500,000 that is about $7,877 a year.

Total residential rate, 2026
1.5753%
1.575342%
Change from 2025
+3.3%
Change in the total rate
Rank in Ontario
25 of 60
Highest total rate = 1, among cities we cover
Tax on $500,000
$7,877
Example value, before credits

Oshawa property tax calculator

Estimate, 2026 residential rates

Estimated 2026 property tax in Oshawa: $7,877 a year ($656 a month).

Component% of valueAmount
City of Oshawa0.659196%$3,296
Regional Municipality of Durham0.763146%$3,816
Education (Province of Ontario)0.153000%$765
Total1.575342%$7,877

Estimate only: assessed value × the published residential rates. It leaves out grants, credits, rebates, phase-ins, fixed charges, local improvement levies and utility fees; your tax bill is authoritative.

Where your Oshawa property tax goes

2026 residential rate by component

ComponentTypeRate (%)% of valueShare of totalOn $500,000Source
City of OshawaMunicipal0.6591960.6592%41.8%$3,2961, 2
Regional Municipality of DurhamUpper-tier (region or county)0.7631460.7631%48.4%$3,8161, 2
Education (Province of Ontario)Education0.1530.1530%9.7%$7651, 2
Total (as published)1.5753421.5753%100%$7,877

2026 final rates, Residential (RT): City 0.659196%, Region of Durham 0.763146%, Education 0.153000%, total 1.575342% (City Property Tax Rates page and By-law 32-2026, passed April 27, 2026). Interim taxes (By-law 115-2025) were 50% of the previous year's taxes and are deducted from the final bill.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Oshawa property tax rate history

2022–2026

1.575% 1.326%
  1. 2022
  2. 2023
  3. 2024
  4. 2025
  5. 2026
Total residential rate, % of assessed value
YearTotal rate% of valueChange
20221.325625%1.3256%—
20231.376207%1.3762%+3.8%
20241.431742%1.4317%+4.0%
20251.524475%1.5245%+6.5%
20261.575342%1.5753%+3.3%
Components by year (%)
Component20222023202420252026
City of Oshawa0.5726590.5936390.6026860.643120.659196
Regional Municipality of Durham0.5999660.6295680.6760560.7283550.763146
Education (Province of Ontario)0.1530.1530.1530.1530.153

Oshawa compared with other Ontario cities

Compare two cities

Oshawa's total residential rate of 1.5753% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

MunicipalityLatest yearTotal rate (% of value)Tax on $500,000
Oshawa20261.5753%$7,877
Greater Sudbury20261.9072%$9,536
Burlington20261.0153%$5,076
Richmond Hill20260.7601%$3,801
Barrie20261.4675%$7,338
Guelph20261.4944%$7,472
Whitby20261.3825%$6,912

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

When Oshawa property tax is due and how to look up your bill

2026 due dates

  • February 27, 2026
  • April 30, 2026
  • June 30, 2026
  • September 29, 2026

2026 interim bill (By-law 115-2025 s.1.7): first interim installment February 27, 2026; second interim installment April 30, 2026 (or six monthly pre-authorized instalments on the 1st or 15th, January to June 2026). Final bill issued in May. 2026 final instalments for the uncapped classes, which include residential (By-law 32-2026 s.4): June 30, 2026 and September 29, 2026. Capped (non-residential) classes: September 29 and October 30, 2026 (s.5). Omitted and supplementary taxes are due not less than 21 days after demand (s.9).

Late payment: Interim levy (By-law 115-2025 s.1.10): 1.25% of the unpaid instalment on the first day of default, plus 1.25% interest on the first day of each calendar month thereafter in which default continues. Final levy (By-law 32-2026 s.13): "1.25% on the first day of the month following each month of default."

Look up or pay your bill

Tax bills can be received by e-mail through the City's E-Billing program (register online; before December 15 for interim and April 15 for final billing). The City's property tax pages do not describe an online account balance lookup; owners can grant a third party access with the Property Tax Authorized Access form or contact Taxation Services (905-436-3311, [email protected]).

Oshawa official property tax page

Online banking, telephone banking, pre-authorized tax payment plan (instalment dates or monthly on the 1st or 15th), mortgage company, cash, debit card, cheque, post-dated cheque, at a financial institution, and in person at Service Oshawa (City Hall, 50 Centre St. S.). Online payments take three to five business days to reach the City.

From Oshawa's official property tax pages (sources 6, 7, 8, 2, 13). Check your bill for the exact amounts and dates.

Your assessment in Oshawa

How assessment works in Ontario

Assessed by: MPAC (Municipal Property Assessment Corporation). Valuation date used for 2026 taxes: January 1, 2016.

File a Request for Reconsideration (RfR) with MPAC (online through AboutMyProperty, or by form). MPAC states the RfR deadline is March 31 of the 2026 property tax year (or the deadline printed on your Property Assessment Notice). Residential owners must complete the RfR before appealing to the Assessment Review Board; the ARB appeal deadline is 90 days from the date MPAC notifies you of the RfR outcome.

Official assessment information

Rebates, credits and programs in Oshawa

All Ontario programs

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

  • Low-income seniors and persons with a disability rebate (property tax grant)

    A property tax grant for low-income senior homeowners (receiving the Guaranteed Income Supplement, age 65 before December 31) and low-income homeowners with a disability (receiving ODSP). It is applied to the tax account. Applications January 1 to April 30 each year. The grant amount is not stated on the page. Run by City of Oshawa, Taxation Services.

  • Tax Relief program (Municipal Act s.357(1)(d.1), sickness or extreme poverty)

    Relief of the previous year's property taxes, applied for using a Municipal Act Section 357 application with the sickness or extreme poverty reason selected. Run by City of Oshawa, Taxation Services.

  • Municipal Act Section 357 tax application

    Applies to cancel or reduce part of the year's taxes (e.g. renovation preventing normal use). Applications are due by February 28 of the following year. Run by City of Oshawa, Taxation Services.

  • Heritage Property Tax reduction

    A rebate for properties designated under the Ontario Heritage Act or in a Heritage Conservation District. Run by City of Oshawa.

  • Ontario Energy and Property Tax Credit (OEPTC)

    A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

  • Northern Ontario Energy Credit (NOEC)

    A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

  • Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

    An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

Oshawa property tax FAQ

What is the property tax rate in Oshawa?

The total residential property tax rate in Oshawa for 2026 is 1.575342%, which is 1.5753% of assessed value. It is made up of City of Oshawa (0.659196%), Regional Municipality of Durham (0.763146%), Education (Province of Ontario) (0.153%).

How much property tax would I pay on a $500,000 home in Oshawa?

At the 2026 residential rate, a property assessed at $500,000 would pay about $7,877 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.

What is Oshawa's 2026 residential property tax rate?

1.575342% of assessed value: City of Oshawa 0.659196%, Region of Durham 0.763146% and education 0.153000% (2026 final rates, By-law 32-2026).

When are Oshawa property taxes due in 2026?

Interim instalments were due February 27 and April 30, 2026 (By-law 115-2025). Residential final instalments are due June 30 and September 29, 2026 (By-law 32-2026, section 4).

What is the penalty for late property tax payment in Oshawa?

1.25% of the unpaid instalment on the first day of default, then 1.25% on the first day of each month the default continues.

What value are Oshawa's 2026 property taxes based on?

MPAC's assessed value as of January 1, 2016. Ontario's province-wide reassessment remains postponed.

Sources

Verified by a second check against these sources on October 28, 2026

  1. Property Tax Rates (City of Oshawa - 2026 Final Tax Rates), City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  2. By-law 32-2026, 2026 Final Tax Rate By-law, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  3. By-law 45-2025, 2025 Final Tax Rate By-law (accessible), City of OshawaTax year 2025 · checked October 28, 2026 · copy archived
  4. By-law 58-2024, 2024 Final Tax Rate By-law, City of OshawaTax year 2024 · checked October 28, 2026 · copy archived
  5. Ontario Financial Information Return, Schedule 22, 2022 and 2023 (Oshawa C), Ontario Ministry of Municipal Affairs and HousingTax year 2023 · checked October 28, 2026 · copy archived
  6. By-law 115-2025, 2026 Interim Property Tax By-law, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  7. Paying Property Taxes, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  8. Tax Collections and Billing, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  9. Tax Rebates and Reductions, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  10. Assessments, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived
  11. Notices and Notifications, Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
  12. Request for Reconsideration, Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
  13. By-law 32-2026 page 1 (sections 4-5) and By-law 115-2025 s.1.7/1.10, verifier excerpts, City of OshawaTax year 2026 · checked October 28, 2026 · copy archived

Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.