Guelph property tax

Residential class (RT, RP, RF), City of Guelph 2026 Final Tax Rates. Guelph is a single-tier city (no upper-tier rate). The City publishes a "City Tax Rate" of 1.340095% and a "Hospital Levy" of 0.001312% (Total City Levy 1.341407%) plus the education rate of 0.153000%; total 1.494407%. The 2026 budget page lists a "Tax levy – Guelph General Hospital (GGH)" confirmed at 0.11% levy impact (hospital levy reserve-funded in 2024 and 2025). RG (residential, no education) total is 1.341407%.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Guelph's total residential rate of 1.4944% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Guelph's official property tax pages (sources 7, 11, 12). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Property Tax Deferral for Low-Income Seniors and Low-Income Persons with Disabilities

  Eligible low-income seniors and low-income persons with disabilities may defer the total amount of a property tax increase caused by a change in property value of at least $200 for the year. Deferred taxes form a lien on the property and must be paid in full on sale or change of ownership. Apply each year. Run by City of Guelph.

• Cancellation, Reduction or Refund of Taxes (Municipal Act ss. 357/358)

  Application for cancellation, reduction or refund of taxes for conditions such as fire or demolition, gross and manifest error, or inability to pay due to sickness or extreme poverty (no fee for sickness/extreme poverty; otherwise $50 fee). File on or before February 28 of the next tax year. Run by City of Guelph.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

• Vacant Home Tax in force 2026

  By-law Number (2026)-21253 (passed June 23, 2026) levies a Vacant Home Tax at "four percent (four per cent) of the CVA for each Taxation Year" on residential units not occupied as a principal residence for at least 183 days in the taxation year (or deemed vacant). The City states the tax is effective as of January 1, 2026; assessments cannot cover any period before January 1, 2026. Owners declare occupancy status when requested by the City; the tax is added to the property tax account and payable in one instalment, with 1.25% per month interest/penalty after the payment due date.