Cambridge property tax

'2026 Property Tax Rates' table, class RT Residential. Source figures: City 0.0051735, Region 0.0084183, Education 0.0015300, Total 0.0151218. The City publishes rates as decimal fractions of assessed value (e.g. 0.0151218); converted here to percent by moving the decimal point two places (x100), no rounding.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Cambridge's total residential rate of 1.5122% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Cambridge's official property tax pages (sources 1, 2). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Tax deferral for seniors and disabled persons

  Deferral of the annual tax increase, open to seniors receiving the Old Age Security benefit and supplement and to people receiving Ontario disability support payments. The owner pays part of the increase; the minimum deferral is $50. Apply each year, once final tax bills are issued; applications are available at the Tax Office, 50 Dickson Street. Run by City of Cambridge Tax Office.

• Charitable organization tax rebate

  Rebate for charitable and similar organizations (such as non-profits) that occupy property, tied to the tax on the space they use. Apply each year. This program is not for homeowners. Run by City of Cambridge Tax Office.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.