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Tax year 2026 · Official sources

Oakville property tax

Ontario · Residential rates 2022–2026 · Verified against official sources October 28, 2026

Answer

The 2026 residential property tax rate in Oakville is 0.85096%, up 2.0% from 2025. On a home assessed at $500,000 that is about $4,255 a year.

Total residential rate, 2026
0.8510%
0.85096%
Change from 2025
+2.0%
Change in the total rate
Rank in Ontario
56 of 60
Highest total rate = 1, among cities we cover
Tax on $500,000
$4,255
Example value, before credits

Oakville property tax calculator

Estimate, 2026 residential rates

Estimated 2026 property tax in Oakville: $4,255 a year ($355 a month).

Component% of valueAmount
Town of Oakville0.364585%$1,823
Halton Region - Waste Management0.020549%$103
Halton Region - Police Services0.138835%$694
Halton Region - General0.173991%$870
Education (Province of Ontario)0.153000%$765
Total0.850960%$4,255

Estimate only: assessed value × the published residential rates. It leaves out grants, credits, rebates, phase-ins, fixed charges, local improvement levies and utility fees; your tax bill is authoritative.

Where your Oakville property tax goes

2026 residential rate by component

ComponentTypeRate (%)% of valueShare of totalOn $500,000Source
Town of OakvilleMunicipal0.3645850.3646%42.8%$1,8231, 4
Halton Region - Waste ManagementUpper-tier (region or county)0.0205490.0205%2.4%$1031, 4
Halton Region - Police ServicesUpper-tier (region or county)0.1388350.1388%16.3%$6941, 4
Halton Region - GeneralUpper-tier (region or county)0.1739910.1740%20.4%$8701, 4
Education (Province of Ontario)Education0.1530.1530%18.0%$7651, 4
Total (as published)0.850960.8510%100%$4,255

Residential and Farm (RT/RH) final rates from the Town of Oakville 2026 Final Tax Rate Summary. Halton Region total 0.333375% (Waste Management + Police Services + General). The interim (notional) residential rate used for the 2026 interim bill was 0.417316 per cent.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Oakville property tax rate history

2022–2026

0.851% 0.732%
  1. 2022
  2. 2023
  3. 2024
  4. 2025
  5. 2026
Total residential rate, % of assessed value
YearTotal rate% of valueChange
20220.732324%0.7323%—
20230.760437%0.7604%+3.8%
20240.795819%0.7958%+4.7%
20250.834632%0.8346%+4.9%
20260.85096%0.8510%+2.0%
Components by year (%)
Component20222023202420252026
Town of Oakville0.3050720.323590.3425720.3628520.364585
Halton Region (total of regional levies)0.274252————
Education (Province of Ontario)0.1530.1530.1530.1530.153
Halton Region - Waste Management—0.0158530.0185410.0192560.020549
Halton Region - Police Services—0.1082060.1164280.1307330.138835
Halton Region - General—0.1597880.1652780.1687910.173991

Oakville compared with other Ontario cities

Compare two cities

Oakville's total residential rate of 0.8510% is below the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

MunicipalityLatest yearTotal rate (% of value)Tax on $500,000
Oakville20260.8510%$4,255
Richmond Hill20260.7601%$3,801
Windsor20262.0965%$10,483
Burlington20261.0153%$5,076
Oshawa20261.5753%$7,877
Kitchener20261.4060%$7,030
Greater Sudbury20261.9072%$9,536

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

When Oakville property tax is due and how to look up your bill

2026 due dates

  • February 25, 2026
  • April 27, 2026
  • June 25, 2026
  • September 25, 2026

Two bills a year, each with two instalments. Interim bill (issued at the end of January): first instalment February 25, 2026, second instalment April 27, 2026. Final bill (issued in mid-May): first instalment June 25, 2026, second instalment September 25, 2026.

Late payment: Interest is charged at 1.25 per cent monthly, applied on the first day of each month of default (15 per cent annually). Late payment charges cannot be waived.

Look up or pay your bill

Register for the Town's Online Services, choose 'Property Records and Tax' then 'Access the property tax portal', and enter the roll number, the access code from the tax bill and the owner name as on the bill. The portal shows tax information, balance and payment history, lets owners print a statement or bill (2025 onward), sign up for e-billing and manage pre-authorized payments.

Oakville official property tax page

In-person debit at the ServiceOakville counter at Town Hall; internet banking (payee 'Oakville', 'Oakville Taxes' or 'Oakville Property Tax', using the property tax account number, not the roll number); cheque by mail or Town Hall drop box (post-dated cheques matching due dates only); third-party providers (PaySimply, Plastiq) with a convenience fee; pre-authorized payment plans paying in four, nine or 12 monthly instalments. Cash and INTERAC e-Transfer are not accepted by the Town.

From Oakville's official property tax pages (sources 5, 6). Check your bill for the exact amounts and dates.

Your assessment in Oakville

How assessment works in Ontario

Assessed by: MPAC (Municipal Property Assessment Corporation). Valuation date used for 2026 taxes: January 1, 2016.

Contact MPAC to file a Request for Reconsideration; MPAC states the RfR deadline is March 31 of the 2026 property tax year. Residential owners must file an RfR before appealing to the Assessment Review Board. Section 357 applications to cancel, reduce or refund taxes go to the Town ([email protected]; a fee applies).

Official assessment information

Rebates, credits and programs in Oakville

All Ontario programs

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

  • Senior's Property Tax Rebate Program

    Rebate of $500 for 2026; application with supporting information due by October 31, 2026. Run by Town of Oakville.

  • Older Adults Property Tax Deferral Program

    Full deferral of annual property taxes, interest free, for eligible homeowners 65 and older (combined income under $69,500 per By-law No. 20-16, as amended); $200 one-time administration fee added to the deferral; 2026 applications/renewals due September 30, 2026. Run by Halton Region (administered through the Town).

  • Low-income seniors and persons with disabilities year-over-year property tax increase deferral

    Deferral of year-over-year property tax increases for low-income seniors and low-income persons with disabilities. Details are on Halton Region's Property Taxes page (NOT VERIFIED: that page could not be fetched). Run by Halton Region.

  • Tax relief due to sickness or extreme poverty

    Applications to reduce or cancel property tax for sickness or extreme poverty, filed with the ARB by the end of February of the following year (e.g. 2026 tax year by end of February 2027). Run by Assessment Review Board (as delegated by Oakville Council).

  • Ontario Energy and Property Tax Credit (OEPTC)

    A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

  • Northern Ontario Energy Credit (NOEC)

    A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

  • Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

    An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

Oakville property tax FAQ

What is the property tax rate in Oakville?

The total residential property tax rate in Oakville for 2026 is 0.85096%, which is 0.8510% of assessed value. It is made up of Town of Oakville (0.364585%), Halton Region - Waste Management (0.020549%), Halton Region - Police Services (0.138835%), Halton Region - General (0.173991%), Education (Province of Ontario) (0.153%).

How much property tax would I pay on a $500,000 home in Oakville?

At the 2026 residential rate, a property assessed at $500,000 would pay about $4,255 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.

When are Oakville property taxes due in 2026?

Interim instalments were due February 25 and April 27, 2026; final instalments June 25 and September 25, 2026.

What is Oakville's 2026 residential tax rate?

0.850960% of assessed value: Town 0.364585%, Halton Region 0.333375% (waste management 0.020549%, police 0.138835%, general 0.173991%) and education 0.153000%.

What is the penalty for paying Oakville property tax late?

Interest of 1.25 per cent per month, applied on the first day of each month of default (15 per cent annually).

Does Oakville have a seniors property tax rebate?

Yes. The 2026 Senior's Property Tax Rebate is $500; applications with supporting information are due by October 31, 2026.

What value is my 2026 Oakville assessment based on?

MPAC assessments for the 2026 tax year are still based on January 1, 2016 values.

Sources

Verified by a second check against these sources on October 28, 2026

  1. 2026 Final Tax Rate Summary, Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  2. Summary of Previous Tax Rates (historical tax rate summaries), Town of OakvilleTax year 2025 · checked October 28, 2026 · copy archived
  3. Ontario Financial Information Return, Schedule 22, 2022-2025, Ontario Ministry of Municipal Affairs and HousingTax year 2022 · checked October 28, 2026 · copy archived
  4. Tax rate calculation (Tax Rates), Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  5. Tax Due Dates and Payments, Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  6. Property Tax Portal, Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  7. Property Assessments and Appeals, Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  8. Tax Rebates and Assistance, Town of OakvilleTax year 2026 · checked October 28, 2026 · copy archived
  9. Notices and Notifications, Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
  10. Older Adults Property Tax Deferral Program, Halton RegionTax year 2026 · checked October 28, 2026 · copy archived
  11. Potential Vacant Homes Tax, Halton RegionTax year 2026 · checked October 28, 2026 · copy archived

Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.