London property tax
Answer
The 2026 residential property tax rate in London is 1.727111%, up 3.0% from 2025. On a home assessed at $500,000 that is about $8,636 a year.
- Total residential rate, 2026
- 1.7271%
- 1.727111%
- Change from 2025
- +3.0%
- Change in the total rate
- Rank in Ontario
- 21 of 60
- Highest total rate = 1, among cities we cover
- Tax on $500,000
- $8,636
- Example value, before credits
London property tax calculator
Estimate, 2026 residential rates
Where your London property tax goes
2026 residential rate by component
| Component | Type | Rate (%) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| City of London (general) | Municipal | 1.574111 | 1.5741% | 91.1% | $7,871 | 1 |
| Education (Province of Ontario) | Education | 0.153 | 0.1530% | 8.9% | $765 | 1 |
| Total (as published) | 1.727111 | 1.7271% | 100% | $8,636 |
Residential class (tax code RTN, 'res/farm taxable ns'). London is a single-tier city: there is no upper-tier (county) rate. Rates from the City's 2026 Tax Rates sheet (PDF dated 2026-04-02).
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
London property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | 1.422308% | 1.4223% | — |
| 2023 | 1.461166% | 1.4612% | +2.7% |
| 2024 | 1.573126% | 1.5731% | +7.7% |
| 2025 | 1.676394% | 1.6764% | +6.6% |
| 2026 | 1.727111% | 1.7271% | +3.0% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| City of London (general) | 1.269308 | 1.308166 | 1.420126 | 1.523394 | 1.574111 |
| Education (Province of Ontario) | 0.153 | 0.153 | 0.153 | 0.153 | 0.153 |
London compared with other Ontario cities
Compare two citiesLondon's total residential rate of 1.7271% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.
| Municipality | Latest year | Total rate (% of value) | Tax on $500,000 |
|---|---|---|---|
| London | 2026 | 1.7271% | $8,636 |
| Markham | 2026 | 0.7229% | $3,614 |
| Vaughan | 2026 | 0.7492% | $3,746 |
| Hamilton | 2026 | 1.5572% | $7,786 |
| Kitchener | 2026 | 1.4060% | $7,030 |
| Windsor | 2026 | 2.0965% | $10,483 |
| Oakville | 2026 | 0.8510% | $4,255 |
Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings
When London property tax is due and how to look up your bill
2026 due dates
- February 27, 2026
- March 31, 2026
- June 30, 2026
- August 31, 2026
- October 30, 2026
The City says interim bills were scheduled to be mailed January 31, 2026, with 2 installments due February 27 and March 31, 2026. The interim bill covers the first half of the year only. The final bill has 3 installments, due June 30, August 31 and October 30, 2026. Council sets final tax policy and rates in April.
Late payment: "Penalty/interest of 1.25% is charged on taxes due and unpaid on the first day of the default" and on the first day of each following month. Monthly reminder fees may also apply (Municipal Act, 2001 s. 391(1)).
Look up or pay your bill
The City's online Property Tax Installment Look-up ('When is my next property tax installment due?') works with your property account number from the tax bill. It does not show payments or balances; for those, contact the tax office at 519-661-4540 or [email protected].
London official property tax page
Pre-Authorized Payment Plan (monthly withdrawals on the last business day of each month, January to October; none in November or December; no fee), mail (cheque postmarked by the due date), in person at City Hall (300 Dufferin Avenue, first floor) or night depository, at financial institutions, online banking, or credit card only through the third-party provider Plastiq (fee charged; City Hall does not accept credit cards for taxes).
From London's official property tax pages (sources 5). Check your bill for the exact amounts and dates.
Your assessment in London
How assessment works in OntarioAssessed by: MPAC (Municipal Property Assessment Corporation). Valuation date used for 2026 taxes: January 1, 2016.
File a Request for Reconsideration (RfR) with MPAC first. MPAC: "The Request for Reconsideration (RfR) deadline for property owners who disagree with their property assessment is March 31 of the 2026 property tax year" (or the deadline printed on your notice). After MPAC issues the RfR result, you have 90 days to appeal to the Assessment Review Board.
Rebates, credits and programs in London
All Ontario programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Ontario Energy and Property Tax Credit (OEPTC)
A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.
Northern Ontario Energy Credit (NOEC)
A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.
Ontario Senior Homeowners' Property Tax Grant (OSHPTG)
An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.
London property tax FAQ
What is the property tax rate in London?
The total residential property tax rate in London for 2026 is 1.727111%, which is 1.7271% of assessed value. It is made up of City of London (general) (1.574111%), Education (Province of Ontario) (0.153%).
How much property tax would I pay on a $500,000 home in London?
At the 2026 residential rate, a property assessed at $500,000 would pay about $8,636 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
When is London property tax due in 2026?
Interim installments were due February 27 and March 31, 2026. Final installments are due June 30, August 31 and October 30, 2026.
What is the 2026 residential property tax rate in London, Ontario?
1.727111% of assessed value: 1.574111% City of London general rate plus 0.153000% education rate (City of London 2026 Tax Rates).
What is the penalty for paying London property tax late?
Penalty/interest of 1.25% is charged on the first day of default and on the first day of each month after that. The City says staff and Council cannot remove penalties.
Can I pay London property tax monthly?
Yes. The Pre-Authorized Payment Plan takes monthly withdrawals on the last business day of each month from January to October, with no payments in November or December.
Sources
Verified by a second check against these sources on October 28, 2026
- City of London 2026 Tax Rates, City of LondonTax year 2026 · checked October 28, 2026 · copy archived
- City of London 2025 Tax Rates, City of LondonTax year 2025 · checked October 28, 2026 · copy archived
- City of London 2024 Tax Rates, City of LondonTax year 2024 · checked October 28, 2026 · copy archived
- City of London 2023 Tax Rates, City of LondonTax year 2023 · checked October 28, 2026 · copy archived
- Property taxes, City of LondonTax year 2026 · checked October 28, 2026 · copy archived
- Ontario Financial Information Return, Schedule 22 (London C), 2022-2025, Ontario Ministry of Municipal Affairs and HousingTax year 2022 · checked October 28, 2026 · copy archived
- Property Assessment Notice; How to file a Request for Reconsideration (RfR), Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
- Verifier v03 re-check: City of London Tax Rates sheets 2023-2026 and Property taxes page, City of LondonTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.