Alberta property tax relief programs
1 provincial program and 30 municipal programs in the 14 Alberta municipalities we cover. Each program decides its own eligibility; follow the official links.
Provincial programs
Seniors Property Tax Deferral Program
Alberta's Seniors Property Tax Deferral Program lets homeowners aged 65 or older defer all or part of their residential property taxes through a low-interest home equity loan from the province. The rate published on October 28, 2026 is 4.45% simple interest, and there is no income test.
Municipal programs
Property Tax Assistance Program (via Fair Entry)Calgary
Credit/grant of the increase on the property tax account for residential owners experiencing financial hardship, regardless of age; applying does not change the June 30, 2026 due date.
Compassionate Property Tax Penalty Relief ProgramCalgary
May cancel, reduce, or refund up to three property tax penalties for owners who live at the property and faced an extraordinary circumstance (not financial problems) in the 90 days before the payment due date; the tax bill must still be paid in full.
Seniors Property Tax Deferral ProgramCalgary
Allows eligible senior homeowners to voluntarily defer all or part of their residential property taxes, including the education tax portion, through a low-interest home equity loan with the Government of Alberta.
Seniors Property Tax Deferral ProgramEdmonton
Eligible homeowners 65+ with at least 25% equity in their primary residence can defer all or part of their property taxes through a low-interest home equity loan; the Province pays the taxes to the City. Apply to the Province by May 31 to have payment made by the June 30 deadline.
Council Policy C607B: Retroactive Municipal Tax ReliefEdmonton
Directs Administration to cancel, reduce or refund taxes resulting from assessment errors, destruction of a building, or late payment due to death or illness in certain circumstances.
Seniors Property Tax Deferral ProgramRed Deer
Eligible senior homeowners can voluntarily defer all or part of their residential property taxes. Information: alberta.ca or 1-877-644-9992.
Tax Instalment Plan (TIP)Red Deer
Pays the annual tax bill in automatic monthly withdrawals with no fees or penalties to enrol; apply in MyCity by June 15.
Strathcona Seniors Property Tax RebateStrathcona County
$250 rebate for low-income senior homeowners (65+) who live in their own home in Strathcona County and pay property taxes. 2026 income criteria: single household income of $33,675 or less; two-person household $40,984 or less. 2026 application period July 2, 2026 to April 30, 2027 (using 2025 income Notice of Assessment); appointment bookings opened July 2 and the 2026 rebate started July 6; book by calling 780-464-4044.
Seniors Property Tax Deferral ProgramStrathcona County
Eligible senior homeowners can defer all or part of their property taxes through a low-interest home equity loan with the Government of Alberta.
Tax Instalment Payment Plan (TIPP)Strathcona County
Pay property tax in 12 monthly pre-authorized payments (January-December) instead of one annual payment; enrol by June 15 for the current year.
Tax Deferral Program (Incentives for Prepayments, Penalty and Tax Deferral Bylaw 6510)Lethbridge
Owners facing a tax increase of greater than 10% compared to their 'annualized' 2025 property taxes can defer the excess (the portion exceeding the 10% threshold); application for 2026 had to be made by June 30, 2026.
Tax Instalment Pre-payment Plan (TIPP)Lethbridge
10 monthly pre-authorized payments (August-May) with a prepayment incentive (1.00% discount rate for 2026 under Bylaw 6517), no service charge.
Tax Arrears Payment Plan (TAPP)Lethbridge
Monthly payment plan to reduce property tax arrears; on successful completion the penalty owed is reduced by half.
Seniors Property Tax Deferral ProgramLethbridge
Eligible senior homeowners can defer all or part of residential property taxes (including education tax) through a low-interest home equity loan with the Government of Alberta, which pays the City directly.
Seniors Property Tax Deferral ProgramAirdrie
Lets eligible senior homeowners defer all or part of their annual property tax through a low-interest home equity loan with the Government of Alberta.
Property Tax Relief (Council Policy FIN-280)Wood Buffalo (Fort McMurray)
Guides Council's discretionary power under section 347 of the Municipal Government Act to grant property tax cancellations, reductions, refunds and deferrals. Owners apply on the Property Tax Relief Form to the Taxation Branch; Council decides case by case.
St. Albert Senior Homeowners Property Tax Assistance GrantSt. Albert
A 200 $ flat grant credited directly to the tax account of eligible senior homeowners (one per household; no application needed). For 2026 the City lists eligibility as of May 1, 2026: 65 or older, living in St. Albert, owning a residential property in St. Albert and receiving the Guaranteed Income Supplement.
Seniors Property Tax Deferral ProgramSt. Albert
Homeowners 65 or older with at least 25% equity in their primary residence can defer all or part of their residential property taxes through a low-interest home equity loan with the Province, repaid when the home is sold or sooner.
Seniors Property Tax Deferral ProgramGrande Prairie
Lets eligible senior homeowners defer all or part of their municipal property taxes through a low-interest home equity loan with the Province.
Tax Instalment Payment Plan (TIPP)Grande Prairie
Monthly pre-authorized payment of property taxes (budgeting tool, not a reduction).
Seniors Property Tax Deferral ProgramMedicine Hat
Eligible senior homeowners can defer all or part of their property taxes through a low-interest home equity loan with the Government of Alberta, which pays the taxes to the City; repaid with interest when the home is sold (or sooner).
Tax Instalment Payment Plan (TIPP)Medicine Hat
Monthly pre-authorized payment of property taxes; not subject to discount or penalties while monthly payments are made.
Tax Arrears Payment Plan (TAPP)Medicine Hat
Monthly plan to pay current taxes plus overdue taxes over up to 24 months, for accounts with prior-year taxes outstanding on January 1.
Early payment discount / interest (Tax Discount Bylaw 3198)Medicine Hat
0.05% per month credited on prepaid balances February to May and August to January (annual rate 0.50%).
Seniors Property Tax Deferral Program (SPTDP)Rocky View County
Allows eligible senior homeowners to defer all or part of their property taxes through a low-interest home equity loan with the Alberta government (referenced on the County's payment page).
Seniors Property Tax Deferral ProgramSpruce Grove
Lets eligible senior homeowners defer all or part of their residential property taxes (including the education portion) through a low-interest home equity loan with the Government of Alberta; the program pays the taxes to the municipality. Interest rate stated as 4.45% (reviewed every April and October). Apply at least 30 days before the municipal tax deadline.
Property Tax ReliefLeduc
Owners may request relief in certain circumstances; relief may be a reduction, cancellation of taxes owed, refund, deferral, or cancellation of a tax penalty. Contact the Taxation Department (780-980-7105, [email protected]) before applying.
Seniors Property Tax Deferral Program (provincial)Leduc
Provincial program that lets seniors defer property taxes on their primary residence until the home is sold; the City's page lists the criteria (65 or older, Alberta resident, residential property in Alberta, at least 25% home equity).
Seniors Property Tax Deferral ProgramParkland County
The Alberta Government pays all or part of a senior homeowner's property taxes through a low-interest home equity loan, repaid with interest when the home is sold, when the owner is no longer eligible, or at any time the owner chooses; voluntary, homeowners must apply.
Burn Downs - Refund of Taxes (Council Policy C-FI114)Parkland County
Owners whose home is destroyed by fire may apply in writing within six months for municipal tax relief; each request goes to Council for approval.