Thunder Bay property tax

The City publishes rates as decimal fractions (residential 'Full Service Rate 2026' = 0.01923136); shown here ×100 as percent. The total is the City's 'Full Service Rate' for the Residential/Farm occupied class (General + Garbage + Public Transportation + Sewage & Drainage + Street Lighting + Education). Thunder Bay is a single-tier city. In the source file, the 2026 block's total row is labelled 'Full Service Rate 2025' (apparent label error); its values are the 2026 rates. The City's 2026 final-bill guide shows the residential total per $100,000 of assessment rising from $1,856 (2025) to $1,923 (2026), education $153.

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Thunder Bay's total residential rate of 1.9231% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

From Thunder Bay's official property tax pages (sources 2, 3, 4). Check your bill for the exact amounts and dates.

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

• Property Tax and Water Credit Program for Low-Income Seniors and Low-Income Persons with Disabilities

  Credits of $400.00 on the tax account and $200.00 on the water account for qualifying applicants; 2026 applications must be received by July 31, 2026. Run by City of Thunder Bay.

• Property Tax and Water Credit Program for Low-Income Persons

  Tax credit of up to $200.00 and water credit of up to $200.00 for owner-occupants of property assessed at $158,000 or less with household income of $49,325 or less (2026); deadline July 31, 2026. Run by City of Thunder Bay.

• Tax Adjustment for Property Changes (Municipal Act, 2001)

  Written requests for tax adjustments for changes such as a building razed by fire or demolished, removal of a mobile home or clerical errors; deadline February 28, 2026 for 2025 taxes, and December 31, 2026 for Section 358 requests for 2024 or 2025 taxes. Run by City of Thunder Bay.

• Ontario Energy and Property Tax Credit (OEPTC)

  A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

• Northern Ontario Energy Credit (NOEC)

  A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

• Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

  An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.