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Tax year 2026 · Official sources

Chatham-Kent property tax

Ontario · Residential rates 2022–2026 · Verified against official sources October 28, 2026

Answer

The 2026 residential property tax rate in Chatham-Kent is 2.322717%, up 3.3% from 2025. On a home assessed at $500,000 that is about $11,614 a year.

Total residential rate, 2026
2.3227%
2.322717%
Change from 2025
+3.3%
Change in the total rate
Rank in Ontario
1 of 60
Highest total rate = 1, among cities we cover
Tax on $500,000
$11,614
Example value, before credits

Chatham-Kent property tax calculator

Estimate, 2026 residential rates

Estimated 2026 property tax in Chatham-Kent: $11,614 a year ($968 a month).

Component% of valueAmount
Municipality of Chatham-Kent (Chatham City area 420)2.169717%$10,849
Education (Province of Ontario)0.153000%$765
Total2.322717%$11,614

Estimate only: assessed value × the published residential rates. It leaves out grants, credits, rebates, phase-ins, fixed charges, local improvement levies and utility fees; your tax bill is authoritative.

Where your Chatham-Kent property tax goes

2026 residential rate by component

ComponentTypeRate (%)% of valueShare of totalOn $500,000Source
Municipality of Chatham-Kent (Chatham City area 420)Municipal2.1697172.1697%93.4%$10,8492
Education (Province of Ontario)Education0.1530.1530%6.6%$7653
Total2.3227172.3227%100%$11,614

2026 Final Municipal Tax Rates (Schedule B, dated 2026-05-11), class R-T Residential, column 'Chatham City (420)': published as decimal 0.02169717 (= 2.169717%). Education rate R-T Residential (Schedule A): 0.0015300 (= 0.153%). The Municipality publishes municipal and education rates separately for 2026 (no composite schedule found), so no total is published. Each area's municipal rate is listed in `areas` (municipalPublished = decimal as published; totals there are municipal + education, computed). Areas differ because of area-rated services (e.g. street lights, policing, fire, yard waste).

Rates differ by area of Chatham-Kent. The table shows the main area. Other areas in 2026:

  • Romney (010): total 1.906374%
  • Wheatley (020): total 1.96709%
  • Dover Twp (480), Tilbury E (060), Raleigh/Harwich (110/140), Chatham Twp (410): total 1.849296%
  • Tilbury (080): total 2.139209%
  • Blenheim (160): total 2.134707%
  • Erie Beach (180): total 1.977019%
  • Erieau (190): total 1.977019%
  • Camden (360), Howard (210), Orford (260), Zone (310): total 1.85012%
  • Ridgetown (240): total 2.143852%
  • Highgate (280): total 1.928942%
  • Bothwell (320): total 1.961024%
  • Thamesville (380): total 1.999097%
  • Dresden (390): total 2.115939%
  • Wallaceburg (441-443): total 2.299562%
  • Fringe Chatham & Wallaceburg: total 2.230943%
  • Fringe Dresden & Tilbury: total 2.04355%
  • Chatham Downtown: total 2.33564%

Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.

Chatham-Kent property tax rate history

2022–2026

2.323% 1.922%
  1. 2022
  2. 2023
  3. 2024
  4. 2025
  5. 2026
Total residential rate, % of assessed value
YearTotal rate% of valueChange
20221.922132%1.9221%—
20232.021055%2.0211%+5.1%
20242.144456%2.1445%+6.1%
20252.247958%2.2480%+4.8%
20262.322717%2.3227%+3.3%
Components by year (%)
Component20222023202420252026
Municipality of Chatham-Kent (Chatham City area 420)1.7691321.8680551.9914562.0949582.169717
Education (Province of Ontario)0.1530.1530.1530.1530.153

Chatham-Kent compared with other Ontario cities

Compare two cities

Chatham-Kent's total residential rate of 2.3227% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.

MunicipalityLatest yearTotal rate (% of value)Tax on $500,000
Chatham-Kent20262.3227%$11,614
Brantford20261.5951%$7,976
Clarington20261.4192%$7,096
Pickering20261.3373%$6,686
Thunder Bay20261.9231%$9,616
Niagara Falls20261.7489%$8,744
Newmarket20260.9190%$4,595

Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings

When Chatham-Kent property tax is due and how to look up your bill

2026 due dates

  • March 2, 2026
  • May 1, 2026
  • August 4, 2026
  • November 2, 2026

Two interim instalments (March 2, 2026 and May 1, 2026) and two final instalments (August 4, 2026 and November 2, 2026). The final tax bill is mailed in July. Due dates are set in the interim and final levy by-laws.

Late payment: A penalty for late payment of 1.25% per month is added the day following the due date and the first day of each month thereafter. Payments are applied first to penalty and interest, then to taxes. Failure to receive a bill does not relieve an owner of penalty or interest.

Look up or pay your bill

Chatham-Kent Property Tax Portal: view tax information and account balance, print or view a tax bill or statement of account, sign up for e-billing, change mailing address and manage pre-authorized payment plans. You need the property roll number, access code and registered owner name exactly as on the bill (top right of your latest tax bill or ownership change letter). The Municipality's online Property Tax Calculator searches the annual levy by civic address or roll number.

Chatham-Kent official property tax page

Cash, cheque, debit, money order, bank draft, telephone/online banking, pre-authorized payment plans (monthly on the 15th, January to December, or on the instalment due dates; an arrears plan is also offered), at Municipality of Chatham-Kent service desks, municipal drop boxes after hours, or by mail to Municipality of Chatham-Kent, P.O. Box 640, 315 King Street W, Chatham, ON N7M 5K8. The City's Pay Property Taxes page also links to Paymentus (https://ipn.paymentus.com/rotp/MCHK). Payments cannot be made through the property tax portal. Telephone/online banking payments are typically received 3 to 5 business days after the payment is made; the bank's payment date is accepted as the effective date.

From Chatham-Kent's official property tax pages (sources 1, 9, 10, 12). Check your bill for the exact amounts and dates.

Your assessment in Chatham-Kent

How assessment works in Ontario

Assessed by: MPAC. Valuation date used for 2026 taxes: January 1, 2016.

Assessments for the 2026 tax year remain based on fully phased-in January 1, 2016 current values. Owners of residential property must first file a Request for Reconsideration (RfR) with MPAC; the RfR deadline is March 31 of the 2026 property tax year. After MPAC's decision an appeal may be filed with the Assessment Review Board. Separately, applications to the Municipality to cancel, reduce or refund taxes under section 357 of the Municipal Act (e.g. change in class, fire/demolition, sickness or extreme poverty) are due by the last day of February of the year following the taxation year.

Official assessment information

Rebates, credits and programs in Chatham-Kent

All Ontario programs

These programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.

  • Sickness or extreme poverty cancellation, reduction or refund (Municipal Act s. 357(1)(d.1))

    One-time or temporary cancellation, reduction or refund of property taxes for owners unable to pay because of sickness or extreme poverty. Apply to the Treasurer by the last day of February of the year following the tax year. Run by Municipality of Chatham-Kent (applications heard by the Assessment Review Board).

  • Property tax cancellation, reduction and refund (Municipal Act s. 357)

    Adjustment of taxes for events such as a change in class, fire/demolition damage, or a building razed or damaged. Deadline: last day of February of the following year. Run by Municipality of Chatham-Kent.

  • Ontario Energy and Property Tax Credit (OEPTC)

    A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.

  • Northern Ontario Energy Credit (NOEC)

    A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.

  • Ontario Senior Homeowners' Property Tax Grant (OSHPTG)

    An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.

Chatham-Kent property tax FAQ

What is the property tax rate in Chatham-Kent?

The total residential property tax rate in Chatham-Kent for 2026 is 2.322717%, which is 2.3227% of assessed value. It is made up of Municipality of Chatham-Kent (Chatham City area 420) (2.169717%), Education (Province of Ontario) (0.153%).

How much property tax would I pay on a $500,000 home in Chatham-Kent?

At the 2026 residential rate, a property assessed at $500,000 would pay about $11,614 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.

When are Chatham-Kent property taxes due in 2026?

Interim instalments were due March 2, 2026 and May 1, 2026; final instalments are due August 4, 2026 and November 2, 2026.

Why are tax rates different across Chatham-Kent communities?

Chatham-Kent publishes separate rates for each community because some services (e.g. street lights, policing, fire, yard waste pickup) are area-rated. In 2026 the residential municipal rate ranges from 0.01696296 (Dover Twp and other rural areas) to 0.02182640 (Chatham Downtown), plus the 0.0015300 education rate.

What is the 2026 residential tax rate in Chatham?

For Chatham City (area 420) the 2026 residential municipal rate is 0.02169717 (2.169717%) and the education rate is 0.0015300 (0.153%), for a combined 2.322717% of assessed value.

What is the late payment penalty in Chatham-Kent?

1.25% per month, added the day after the due date and on the first day of each month thereafter.

Sources

Verified by a second check against these sources on October 28, 2026

  1. Tax Calculator, Rates & Due Dates, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  2. Final Tax Billing - Schedule B - Municipal Tax Rates 2026 (dated 2026-05-11), Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  3. Final Tax Billing - Schedule A - Education Tax Rates 2026, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  4. Schedule B - Amended Composite Education Municipal Tax Rates 2025 (2025 Final Composite Education & Municipal Tax Rates, dated 2025-05-29), Municipality of Chatham-KentTax year 2025 · checked October 28, 2026 · copy archived
  5. Schedule C - Composite Education Municipal Tax Rates 2024 (2024 Final Composite Education & Municipal Tax Rates, dated 2024-03-27), Municipality of Chatham-KentTax year 2024 · checked October 28, 2026 · copy archived
  6. Schedule C - Composite Education Municipal Tax Rates 2023, Municipality of Chatham-KentTax year 2023 · checked October 28, 2026 · copy archived
  7. Schedule C - Composite Education Municipal Tax Rates 2022 (2022 Final Composite Education & Municipal Tax Rates, dated 2022-05-12), Municipality of Chatham-KentTax year 2022 · checked October 28, 2026 · copy archived
  8. Schedule D - Area Rated Services 2025, Municipality of Chatham-KentTax year 2025 · checked October 28, 2026 · copy archived
  9. Pay Property Taxes, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  10. Property Tax Portal, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  11. Tax Rebate & Relief Programs, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  12. Tax Billing and Collection Policy (July 14, 2025), Municipality of Chatham-KentTax year 2025 · checked October 28, 2026 · copy archived
  13. Application for Deferral of Taxes, Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  14. Information Sheet - Sickness or Extreme Poverty Cancellation, Reduction or Refund of Property Taxes, Section 357(1)(d.1) (Form 1790a, 2020.07), Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  15. Property Tax Cancellation, Reduction and Refund Policy (June 20, 2022), Municipality of Chatham-KentTax year 2026 · checked October 28, 2026 · copy archived
  16. Notices and Notifications, Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
  17. Ontario Financial Information Return, Schedule 22, 2022-2025, Ontario Ministry of Municipal Affairs and HousingTax year 2025 · checked October 28, 2026 · copy archived

Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.