Stratford property tax
Answer
The 2026 residential property tax rate in Stratford is 1.761361%, up 3.2% from 2025. On a home assessed at $500,000 that is about $8,807 a year.
- Total residential rate, 2026
- 1.7614%
- 1.761361%
- Change from 2025
- +3.2%
- Change in the total rate
- Rank in Ontario
- 19 of 60
- Highest total rate = 1, among cities we cover
- Tax on $500,000
- $8,807
- Example value, before credits
Stratford property tax calculator
Estimate, 2026 residential rates
Where your Stratford property tax goes
2026 residential rate by component
| Component | Type | Rate (%) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| City of Stratford (municipal) | Municipal | 1.608361 | 1.6084% | 91.3% | $8,042 | 6, 1 |
| Education (Province of Ontario) | Education | 0.153 | 0.1530% | 8.7% | $765 | 6, 1 |
| Total (as published) | 1.761361 | 1.7614% | 100% | $8,807 |
City of Stratford '2026 Tax Rates' sheet, RESIDENTIAL TAXABLE (RT): City 0.01608361, Education 0.00153000, Total 0.01761361 (published as decimal multipliers; shown here x100 as percent). New multi-residential (NT) has the same rates. Stratford is a single-tier municipality (FIR tier code ST), so there is no upper-tier rate.
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
Stratford property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | 1.435359% | 1.4354% | — |
| 2023 | 1.505611% | 1.5056% | +4.9% |
| 2024 | 1.618647% | 1.6186% | +7.5% |
| 2025 | 1.706956% | 1.7070% | +5.5% |
| 2026 | 1.761361% | 1.7614% | +3.2% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| City of Stratford (municipal) | 1.282359 | 1.352611 | 1.465647 | 1.553956 | 1.608361 |
| Education (Province of Ontario) | 0.153 | 0.153 | 0.153 | 0.153 | 0.153 |
Stratford compared with other Ontario cities
Compare two citiesStratford's total residential rate of 1.7614% is above the 1.4606% average of the 60 Ontario municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.
| Municipality | Latest year | Total rate (% of value) | Tax on $500,000 |
|---|---|---|---|
| Stratford | 2026 | 1.7614% | $8,807 |
| Orillia | 2026 | 1.5317% | $7,658 |
| Fort Erie | 2026 | 1.8953% | $9,477 |
| LaSalle | 2026 | 1.9389% | $9,695 |
| East Gwillimbury | 2026 | 0.9163% | $4,581 |
| County of Brant | 2026 | 1.2515% | $6,258 |
| Lakeshore | 2026 | 1.4373% | $7,186 |
Rates are the residential rates in each city's latest confirmed year. All Ontario municipalities · National rankings
When Stratford property tax is due and how to look up your bill
2026 due dates
- February 25, 2026
- April 28, 2026
- August 27, 2026
- October 28, 2026
2026 interim due dates: Wednesday, February 25, 2026 and Tuesday, April 28, 2026. 2026 final due dates: Thursday, August 27, 2026 and Wednesday, October 28, 2026. The interim bill (sent in January) is an estimate to raise approximately 50% of the previous year's taxes; the final bill (sent in June) is issued once the City budget is approved and the Province sets the education rate, and the interim amount is deducted from it.
Late payment: All unpaid taxes are charged a penalty on the first day of default at a rate of 1.25%, and a further 1.25% on the first day of each calendar month in which the default continues. City staff cannot waive or alter penalty or interest.
Look up or pay your bill
The City's tax pages do not describe an online tax account portal. Bills can be received by email through the City's eSend paperless billing service (register with your Customer ID using the online form); a Statement of Tax Account costs $10 and a duplicate tax bill $10 (fees effective January 1, 2026).
Stratford official property tax page
Pre-authorized payment plan: Option 1 monthly (January to December, withdrawn on the 1st of each month; first six payments based on the previous year's levy, last six adjusted to actual taxes) or Option 2 on the instalment due dates (application must be received at least 15 days before the first due date; enrolment form with a VOID cheque to the City Hall Tax Department, by fax 519-271-4357 or by email). Telephone or computer banking using the 15-digit roll number (no spaces or hyphens). Post-dated cheques. In person at City Hall, 1 Wellington Street, Monday to Friday 8:30 a.m. to 4:30 p.m. (cash, cheque or debit); after-hours mailbox at the City Hall rear entrance. By mail with the payment stub, cheque payable to City of Stratford. Returned cheques: $45.00 charge effective January 1, 2026. Credit cards are not accepted for payment of property taxes (Policy F.1.6).
From Stratford's official property tax pages (sources 2, 3, 4, 5, 13). Check your bill for the exact amounts and dates.
Your assessment in Stratford
How assessment works in OntarioAssessed by: MPAC (Municipal Property Assessment Corporation). Valuation date used for 2026 taxes: January 1, 2016.
File a free Request for Reconsideration (RfR) with MPAC; the City notes the deadline is printed on your Property Assessment Notice, and MPAC states the RfR deadline for the 2026 property tax year is March 31, 2026. If you disagree with MPAC's decision you can then appeal to the Assessment Review Board. MPAC: 1-866-296-6722, aboutmyproperty.ca.
Rebates, credits and programs in Stratford
All Ontario programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Cancellations / Reductions / Refunds
Requests for cancellation, reduction or refund of taxes are handled through an online application form, reviewed on an individual basis; contact the Tax Department at 519-271-0250 ext. 212. Run by City of Stratford (Tax Department).
Ontario Energy and Property Tax Credit (OEPTC)
A tax-free Ontario payment that helps residents with property tax and the sales tax on energy costs. For the 2026 benefit year the maximum is $1,307, or $1,488 for seniors, paid through the Ontario Trillium Benefit.
Northern Ontario Energy Credit (NOEC)
A tax-free payment for residents of 10 Northern Ontario districts to help with higher home energy costs. For the 2026 benefit year the maximum is $189 for a single person and $290 for families, paid through the Ontario Trillium Benefit.
Ontario Senior Homeowners' Property Tax Grant (OSHPTG)
An annual Ontario grant of up to $500 for low- to moderate-income homeowners aged 64 or older who paid Ontario property tax on their principal residence. It is claimed on Form ON-BEN with the income tax return and paid by the Canada Revenue Agency.
Stratford property tax FAQ
What is the property tax rate in Stratford?
The total residential property tax rate in Stratford for 2026 is 1.761361%, which is 1.7614% of assessed value. It is made up of City of Stratford (municipal) (1.608361%), Education (Province of Ontario) (0.153%).
How much property tax would I pay on a $500,000 home in Stratford?
At the 2026 residential rate, a property assessed at $500,000 would pay about $8,807 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
When are Stratford property taxes due in 2026?
Interim instalments were due February 25 and April 28, 2026; final instalments are due August 27 and October 28, 2026.
What is Stratford's 2026 residential property tax rate?
1.761361% of assessed value (0.01761361): 1.608361% City plus 0.153% education.
What is the penalty for late payment in Stratford?
1.25% on the first day of default, plus 1.25% on the first day of each month the default continues. City staff cannot waive penalties.
Can I get my Stratford tax bill by email?
Yes. The City's eSend service delivers interim, final and supplementary tax notices by email; paper copies stop once you enrol.
Sources
Verified by a second check against these sources on October 28, 2026
- Property Tax Rates (links to 2023-2026 tax rate sheets), City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- Tax Bill Information (2026 interim and final due dates; penalty interest; cancellations/reductions/refunds), City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- Tax Bill Payment Options, City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- Tax Paperless Billing (eSend), City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- Property Taxes (how taxes are calculated; MPAC; tax fees effective January 1, 2026), City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- City of Stratford 2026 Tax Rates, City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
- City of Stratford 2025 Tax Rates, City of StratfordTax year 2025 · checked October 28, 2026 · copy archived
- City of Stratford 2024 Tax Rates, City of StratfordTax year 2024 · checked October 28, 2026 · copy archived
- City of Stratford 2023 Tax Rates, City of StratfordTax year 2023 · checked October 28, 2026 · copy archived
- Ontario Financial Information Return, Schedule 22, 2022-2023 (Stratford C), Ontario Ministry of Municipal Affairs and HousingTax year 2022 · checked October 28, 2026 · copy archived
- Notices and Notifications (2026 valuation date January 1, 2016), Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
- MPAC sends Property Assessment Notices to Ontario owners (RfR deadline March 31, 2026 for the 2026 tax year), Municipal Property Assessment Corporation (MPAC)Tax year 2026 · checked October 28, 2026 · copy archived
- Property Tax Billing and Collection Policy, Policy F.1.6 (adopted July 24, 2023), City of StratfordTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.