Saint John property tax
Answer
The 2026 residential property tax rate in Saint John is $1.5544 per $100 (1.5544% of assessed value), down 1.0% from 2025. On a home assessed at $500,000 that is about $7,772 a year.
- Total residential rate, 2026
- 1.5544%
- $1.5544 per $100
- Change from 2025
- −1.0%
- Change in the total rate
- Rank in New Brunswick
- 1 of 3
- Highest total rate = 1, among cities we cover
- Tax on $500,000
- $7,772
- Example value, before credits
Saint John property tax calculator
Estimate, 2026 residential rates
Where your Saint John property tax goes
2026 residential rate by component
| Component | Type | Rate (per $100) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| City of Saint John residential tax rate | Municipal | 1.535 | 1.5350% | 98.8% | $7,675 | 2, 1, 16 |
| Provincial cost of assessment rate (all real property) | Provincial | 0.0194 | 0.0194% | 1.2% | $97 | 7, 8 |
| Total | 1.5544 | 1.5544% | 100% | $7,772 |
Residential rate per $100 of assessed value (value for taxation). 2026 Approved Budget (Budget Summary: Tax Rate 1.535; Property Tax page: 'The property tax rate per $100 assessment is $1.535'; Province's 2026 Approved Residential Tax Rates table: Saint John C 1.5350). 2026 is a one-year freeze year: the 2026 value for taxation stays at the 2025 level for eligible properties. Owner-occupied homes that receive the provincial Residential Property Tax Credit pay no provincial rate on up to 0.5 hectares, so the headline is the City rate plus the provincial cost-of-assessment rate of $0.0194 per $100 that the Real Property Tax Act (s. 5(2.01)-(2.02)) imposes on all real property in a municipality. Residential property that is not owner-occupied also pays the provincial rate ($0.5617 per $100 in 2026) - see areas. Residential property that is not owner-occupied also pays a residential tenancy administration fee of $0.0486 per $100, even if it is not rented out (Finance and Treasury Board). The Saint John BIA levy (0.1600 per $100 in 2023-2026) applies only to non-residential property.
Rates differ by area of Saint John. The table shows the main area. Other areas in 2026:
- Non-owner-occupied residential property (no Residential Property Tax Credit):
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
Saint John property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | $1.7294 per $100 | 1.7294% | — |
| 2023 | $1.6394 per $100 | 1.6394% | −5.2% |
| 2024 | $1.5994 per $100 | 1.5994% | −2.4% |
| 2025 | $1.5694 per $100 | 1.5694% | −1.9% |
| 2026 | $1.5544 per $100 | 1.5544% | −1.0% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| City of Saint John residential tax rate | 1.71 | 1.62 | 1.58 | 1.55 | 1.535 |
| Provincial cost of assessment rate (all real property) | 0.0194 | 0.0194 | 0.0194 | 0.0194 | 0.0194 |
Saint John compared with other New Brunswick cities
Compare two citiesSaint John's total residential rate of 1.5544% is above the 1.4081% average of the 3 New Brunswick municipalities we cover. A lower rate does not always mean a lower bill: tax = assessed value × rate, so cities with high home values often have lower rates.
| Municipality | Latest year | Total rate (% of value) | Tax on $500,000 |
|---|---|---|---|
| Saint John | 2026 | 1.5544% | $7,772 |
| Fredericton | 2026 | 1.3086% | $6,543 |
| Moncton | 2026 | 1.3614% | $6,807 |
Rates are the residential rates in each city's latest confirmed year. All New Brunswick municipalities · National rankings
When Saint John property tax is due and how to look up your bill
2026 due dates
- May 31, 2026
Property tax in New Brunswick is billed and collected by the Province (Finance and Treasury Board) for the City. 2026 tax bills were to be mailed March 2, 2026 (Service New Brunswick release). The Province says that for tax notices mailed in March, current-year taxes must be paid in full by May 31 to avoid a penalty; the exact penalty date is printed on each Tax Notice (usually 85 days after mailing). Penalties start on the first day of the following month. Optional Equalized Payment Plan: 12 equal monthly automatic withdrawals with no penalties, March 1, 2026 to February 28, 2027; apply online until May 31, 2026.
Late payment: 0.7591 percent per month (9.50% annually) on overdue taxes, applied on the first day of each month after the penalty date until paid (Province of New Brunswick, Property tax billing cycle).
Look up or pay your bill
The Property Account Number (PAN) is on the Property Assessment and Tax Notice and can be looked up on Service New Brunswick's Property Assessment Online website (paol-efel.snb.ca). For an up-to-date balance or a missing Tax Notice, call Finance and Treasury Board at 1-800-669-7070. NOT VERIFIED: an online tax-account login.
Saint John official property tax page
Equalized Payment Plan (12 monthly payments); at Service New Brunswick (over the counter or cheque drop-off box); through your financial institution (online banking, telephone banking, teller or ATM); by mail to Department of Finance and Treasury Board, P.O. Box 100, Fredericton, N.B. E3B 1B0 (cheques payable to the Minister of Finance and Treasury Board, with the property account number); by credit card or PayPal through the third-party provider PaySimply ('PROV NB - PROPERTY TAXES', fee charged).
From Saint John's official property tax pages (sources 19, 20, 8, 9, 11, 14). Check your bill for the exact amounts and dates.
Your assessment in Saint John
How assessment works in New BrunswickAssessed by: Service New Brunswick (Property Assessment Services), which assesses all real property annually at its real and true value as of January 1.
File a Request for Review with Service New Brunswick online or by calling 1-888-762-8600; for the 2026 taxation year the deadline was February 18, 2026 (requests must be made within 30 days of the mailing date of the Property Assessment Notice). If unsatisfied, file a Notice of Appeal with the Assessment and Planning Appeal Tribunal within 21 days of the mailing of SNB's decision letter. 2026 one-year freeze: the 2026 value for taxation stays at the 2025 level for eligible properties (exceptions include construction, change in use, error correction, sale or omitted property); real and true (market) values were still calculated for 2026.
Rebates, credits and programs in Saint John
All New Brunswick programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Residential Property Tax Credit
Credit applied against the provincial portion of the property tax bill for an owner-occupied principal residence (up to 0.5 hectares); qualifying owner-occupied property is not charged the provincial residential rate. Apply once; the credit stays until ownership or occupation changes. You still pay all of the municipal tax. Run by Province of New Brunswick (Service New Brunswick).
Property Tax Allowance
Rebate of up to $300, based on combined household taxable income, for low-income owners of a primary residence that receives the Residential Property Tax Credit; can be claimed for the current year and the past three years. Run by Province of New Brunswick.
Property tax deferral program for seniors
Lets eligible owners (at least one owner 65 or older, principal residence receiving the Provincial Residential Tax Credit) defer annual property tax increases over a base year; deferred amounts plus interest (3.949% or 8.949% a year depending on household income, as published) are a lien payable on sale or transfer. Apply by December 31 of the year you want deferral to start. Run by Province of New Brunswick.
Property Tax Equalized Payment Plan
Pay the annual bill in 12 equal monthly withdrawals with no penalties and no administration fee; expanded for 2026 to more property categories. Run by Province of New Brunswick (Finance and Treasury Board).
Property Tax Allowance
New Brunswick's Property Tax Allowance reduces property tax on the primary residence of low-income owners, by up to $300 for 2026 depending on household taxable income. Legislation passed in June 2026 sets amounts of up to $400 for 2027.
Residential Property Tax Credit
New Brunswick's Residential Property Tax Credit is applied against the provincial portion of property tax on an owner's principal residence, reducing the provincial rate to $0 on the first 0.5 hectares of land around the home. The owner still pays all municipal (local) property tax.
Property tax deferral program for seniors
New Brunswick's property tax deferral program for seniors lets an owner aged 65 or older defer annual property tax increases on a principal residence above a base year. Deferred tax and interest form a lien and are payable when the property is sold or transferred.
Other property taxes in Saint John
Saint John Business Improvement Area levy in force 2026
BIA levy (0.1600 per $100 in 2023, 2024, 2025 and 2026) collected by the Province on non-residential property only; not charged on residential property.
Saint John property tax FAQ
What is the property tax rate in Saint John?
The total residential property tax rate in Saint John for 2026 is $1.5544 per $100, which is 1.5544% of assessed value. It is made up of City of Saint John residential tax rate ($1.535 per $100), Provincial cost of assessment rate (all real property) ($0.0194 per $100).
How much property tax would I pay on a $500,000 home in Saint John?
At the 2026 residential rate, a property assessed at $500,000 would pay about $7,772 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
What is Saint John's property tax rate for 2026?
The City's residential rate is $1.535 per $100 of assessed value, down from $1.550 in 2025. Owner-occupied homes with the Residential Property Tax Credit pay no provincial rate; all property also pays the provincial cost-of-assessment rate of $0.0194 per $100.
Who sends the Saint John property tax bill and when is it due?
The Province of New Brunswick bills and collects it. 2026 bills were to be mailed March 2, 2026. For bills mailed in March, the Province says current-year taxes must be paid in full by May 31 to avoid a penalty; the penalty date is printed on your Tax Notice.
Do landlords in Saint John pay more property tax?
Yes. Residential property that is not owner-occupied pays the provincial rate of $0.5617 per $100 (2023-2026) on top of the City rate, plus a $0.0486 per $100 residential tenancy administration fee (charged even if the property is not rented out).
How do I appeal my Saint John assessment?
File a Request for Review with Service New Brunswick within 30 days of the notice mailing date (February 18 for 2026), online or at 1-888-762-8600. You can then appeal to the Assessment and Planning Appeal Tribunal within 21 days of SNB's decision.
What is the late payment penalty?
0.7591% per month (9.50% a year) on overdue taxes, applied on the first day of each month after the penalty date printed on your Tax Notice.
Sources
Verified by a second check against these sources on October 28, 2026
- Property Tax, The City of Saint JohnTax year 2026 · checked October 28, 2026 · copy archived
- Budget Summary (2026 and 2025 Approved Budget), The City of Saint JohnTax year 2026 · checked October 28, 2026 · copy archived
- Annual Report 2024 - Approved General Fund Budget and Property Tax Rates (p. 6), The City of Saint JohnTax year 2024 · checked October 28, 2026 · copy archived
- Common Council approves 2023 General Operating Budget, The City of Saint JohnTax year 2023 · checked October 28, 2026 · copy archived
- Common Council approves 2022 General Operating Budget, The City of Saint JohnTax year 2022 · checked October 28, 2026 · copy archived
- 2025 Approved Residential Tax Rates and Non-residential Tax Ratios, Government of New Brunswick (Department of Environment and Local Government)Tax year 2025 · checked October 28, 2026 · copy archived
- Real Property Tax Act, R.S.N.B. 1973, c. R-2, s. 5, Government of New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- Real Property Tax (Finance and Treasury Board), Government of New Brunswick (Finance and Treasury Board)Tax year 2025 · checked October 28, 2026 · copy archived
- Property assessment notices mailed (news release, January 19, 2026), Government of New Brunswick (Service New Brunswick)Tax year 2026 · checked October 28, 2026 · copy archived
- Freeze - Value for taxation - Frequently Asked Questions, Service New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- Property Tax Equalized Payment Plan (EPP), Government of New Brunswick (Finance and Treasury Board)Tax year 2026 · checked October 28, 2026 · copy archived
- How to File an Assessment Appeal, Government of New Brunswick (Assessment and Planning Appeal Tribunal)Tax year 2026 · checked October 28, 2026 · copy archived
- Property Assessment Services - Residential Property Tax Credit, Service New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- Property tax allowance, Government of New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- Property tax deferral program for seniors, Government of New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- 2026 Approved Residential Tax Rates and Non-residential Tax Ratios, Government of New Brunswick (Department of Environment and Local Government)Tax year 2026 · checked October 28, 2026 · copy archived
- 2024 Approved Residential Tax Rates and Non-residential Tax Ratios, Government of New Brunswick (Department of Environment and Local Government)Tax year 2024 · checked October 28, 2026 · copy archived
- 2023 Approved Residential Tax Rates and Non-residential Tax Ratios, Government of New Brunswick (Department of Environment and Local Government)Tax year 2023 · checked October 28, 2026 · copy archived
- Property tax billing cycle, Government of New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
- How to pay your property taxes, Government of New BrunswickTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.