St. John's property tax
Answer
The 2026 residential property tax rate in St. John's is 9.10 mills (0.9100% of assessed value), up 0.0% from 2025. On a home assessed at $500,000 that is about $4,550 a year.
- Total residential rate, 2026
- 0.9100%
- 9.10 mills
- Change from 2025
- 0.0%
- Change in the total rate
- Rank in Newfoundland and Labrador
- —
- The only Newfoundland and Labrador city we cover
- Tax on $500,000
- $4,550
- Example value, before credits
St. John's property tax calculator
Estimate, 2026 residential rates
Where your St. John's property tax goes
2026 residential rate by component
| Component | Type | Rate (mills) | % of value | Share of total | On $500,000 | Source |
|---|---|---|---|---|---|---|
| City of St. John's residential mill rate (with water and sewer services) | Municipal | 9.1 | 0.9100% | 100.0% | $4,550 | 1, 2, 4 |
| Total (as published) | 9.1 | 0.9100% | 100% | $4,550 |
Headline is the residential rate for properties with water and sewer services (vacant land is taxed at the same rate). A separate flat water tax of $700.00 per residential unit applies. Seniors receiving the Guaranteed Income Supplement get a 25% reduction. Newfoundland and Labrador has no provincial property tax or school tax on residential property bills. Budget 2026 kept the residential mill rate at 9.1; first year of assessments with a January 1, 2024 base date.
Rates differ by area of St. John's. The table shows the main area. Other areas in 2026:
- Residential with either water or sewer services: total 8.60 mills
- Residential without water & sewer services: total 8.10 mills
Rates as published for the residential class. Bills can also include fixed charges, local improvement levies and utility fees that are not based on assessed value.
St. John's property tax rate history
2022–2026
- 2022
- 2023
- 2024
- 2025
- 2026
| Year | Total rate | % of value | Change |
|---|---|---|---|
| 2022 | 8.30 mills | 0.8300% | — |
| 2023 | 8.30 mills | 0.8300% | 0.0% |
| 2024 | 9.10 mills | 0.9100% | +9.6% |
| 2025 | 9.10 mills | 0.9100% | 0.0% |
| 2026 | 9.10 mills | 0.9100% | 0.0% |
| Component | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| City of St. John's residential mill rate (with water and sewer services) | 8.3 | 8.3 | 9.1 | 9.1 | 9.1 |
St. John's compared with other Newfoundland and Labrador cities
Compare two citiesSt. John's is the only Newfoundland and Labrador municipality we cover so far. See rates across Canada.
Rates are the residential rates in each city's latest confirmed year. All Newfoundland and Labrador municipalities · National rankings
When St. John's property tax is due and how to look up your bill
Residential tax bills are issued twice a year: the January–June 2026 bill was mailed (City notice dated Jan 20, 2026) and the July–December 2026 bill was mailed (notice dated Jun 29, 2026). The due date is printed on each bill; the exact 2026 due dates are NOT VERIFIED (not published on the City website).
Late payment: Bills outstanding past the due date are charged interest at 1.25% per month compounded monthly.
Look up or pay your bill
No online tax-bill/account portal was found on the City website; the assessed value of any property can be checked with the City's Property Assessment Search. Tax account questions: Finance Department, 709-576-8251, [email protected].
St. John's official property tax page
In person at City Hall, 10 New Gower Street (cash, cheque or debit; credit cards not accepted for taxes); City Hall mail slot (no cash); mail or courier to P.O. Box 908, St. John's NL A1C 5M2; online/telephone banking (add the City as payee using your account number); through your mortgage; post-dated cheques; pre-authorized payment plan with interest-free monthly withdrawals.
From St. John's's official property tax pages (sources 5, 6, 10). Check your bill for the exact amounts and dates.
Your assessment in St. John's
How assessment works in Newfoundland and LabradorAssessed by: City of St. John's Assessment Division (under the Assessment Act). Valuation date used for 2026 taxes: January 1, 2024.
Appeal to the Assessment Review Court by completing the appeal section of the assessment notice and returning it to the Office of the City Clerk with the fee ($60 residential, $200 commercial; refunded if successful). The deadline is 60 days from the date the assessment notice is issued (exact date printed on the notice); late appeals are not permitted. Further appeal to the Supreme Court of Newfoundland and Labrador (Trial Division) within 30 days of the commissioner's decision.
Rebates, credits and programs in St. John's
All Newfoundland and Labrador programsThese programs are run by the city or the province. Eligibility is decided by the organization that runs each one; follow the links for the official rules.
Seniors Tax Reduction
25% reduction in property tax for registered owners and principal residents aged 65+ receiving the Guaranteed Income Supplement, or aged 60-64 receiving the Allowance for the Survivor; application must include a Government of Canada confirmation letter. Run by City of St. John's.
Other property taxes in St. John's
Water tax in force 2026
Flat annual water tax per unit: $700.00 residential in 2026 ($690.00 in 2025, $675.00 in 2024).
St. John's property tax FAQ
What is the property tax rate in St. John's?
The total residential property tax rate in St. John's for 2026 is 9.10 mills, which is 0.9100% of assessed value. It is made up of City of St. John's residential mill rate (with water and sewer services) (9.10 mills).
How much property tax would I pay on a $500,000 home in St. John's?
At the 2026 residential rate, a property assessed at $500,000 would pay about $4,550 a year before any grants, credits, fixed charges or local improvement levies. Your actual bill uses your own assessed value.
What is the residential mill rate in St. John's in 2026?
9.1 mills for properties with water and sewer services (8.6 mills with only one of those services, 8.1 mills with neither), unchanged from 2024 and 2025.
How is St. John's property tax calculated?
Assessed value multiplied by the mill rate, plus the flat water tax per unit ($700 per residential unit in 2026).
When are St. John's residential tax bills sent?
Twice a year: the January–June bill is mailed in January and the July–December bill at the end of June. The due date is printed on the bill.
How do I appeal my St. John's assessment?
File the appeal section of your assessment notice with the City Clerk and the $60 residential fee within 60 days of the notice date. The 2026-2027 assessments use a January 1, 2024 base date.
What interest does St. John's charge on late taxes?
1.25% per month, compounded monthly.
Sources
Verified by a second check against these sources on October 28, 2026
- Tax Rates (2024-2026), City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Historic mill rates, City of St. John’s (read from Wayback capture 20260305113954; old URL now redirects), City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Taxation – Current Tax Rates 2021-2023 (read from Wayback capture 20230321213600), City of St. John'sTax year 2023 · checked October 28, 2026 · copy archived
- City of St. John’s Releases Budget 2026 (and 2026 Budget Book), City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Paying Property Taxes, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Tax Arrears, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Seniors Tax Reductions, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Property Assessments / Property Assessment Process, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Appeal Your Property Assessment, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
- Residential Tax Bills - January to June 2026; Residential Tax Bills - July to December 2026, City of St. John'sTax year 2026 · checked October 28, 2026 · copy archived
Every figure on this page comes from the official sources above and was checked twice. Not affiliated with any government, municipality or assessment authority. Spotted an error? Report it.